11 Easiest Credit Cards to Get with Bad Credit

If you have a bad credit score, but you’re trying to get a credit card, you may be looking for the easiest guaranteed approval credit card offers, so take a look at this list of 11 easiest credit cards to get with bad credit. These cards are perfect for you to rebuild your credit since they have the more relaxed requirements for approval.

Credit cards are the best credit building tools for a consumer for rebuilding your credit standing after financial missteps. Technically, all credit cards are easy to get, as most just need a simple online application and issuers will let you know if you’ve been approved or not within minutes. If your credit score is making it difficult for you to get a credit card, there are still plenty of options available for you though. The best thing about these credit cards is that, once you get approved and start using your card responsibly, your credit score will get better and all the credit cards will be easier for you to get. Instant approval credit cards for bad credit are one of the first steps to rebuilding your credit score. If you are wondering about credit cards for bad credit with no deposit, there are many options open for you.

11 Easiest Credit Cards to Get with Bad Credit


There are two kinds of credit cards available, secured and unsecured. The difference between the two is that unsecured credit cards do not require a deposit to secure the line of credit, whereas secured credit cards need a deposit amount equivalent of the credit issued. The best, unsecured credit cards for bad credit instant approval no deposit will definitely report to all the credit bureaus and will offer low fees as well as a qualification check. If you also want a cash back offer, check out Insider Monkey’s list of the 5 credit cards with 2% cash back on everything.

Since an unsecured credit card requires no security deposit, they are best for you when you have bad credit. But a second chance credit card with no security deposit will typically come with high fees and a high-interest rate. But if you can use your card responsibly, they will help you to rebuild your credit. The Total Visa Unsecured Credit Card and the Credit One Bank Unsecured Platinum Visa Card are the most popular cards for people with bad credit. They are among the easiest and best instant approval department store credit cards also. Many of these cards listed in our article come with attractive offers such as no annual fee, good reward points, and unlimited cash back. The right use of a credit card means making on-time payments and not crossing the spending limits. These practices will add positive information to your credit report every month, and it will also reduce the impact of mistakes- such as missed payments and bankruptcy- which are causing bad credit. If you are looking for guaranteed approval credit cards with $10,000 limits for bad credit, the right card for you is an unsecured credit card. But with bad credit, that wouldn’t be a wise choice for you. The perfect card for you will be a secured credit card. It will charge the lowest fees and will offer the best approval rates. But if you a need an emergency loan, you’ll have to take an unsecured card which tends to be very expensive.

We have used the information from Card Rates and Wallet Hub to create this list. We have also checked the promotional offers for each card and looked into the review pages of for each card to find more information. We have listed the cards according to three criteria – minimum credit, minimum deposit, and annual fees. Now, let’s see our list of easiest credit cards to get with bad credit and choose one of the secured or unsecured credit cards from our list to start increasing your credit score.