X Financial (NYSE:XYF) Q3 2023 Earnings Call Transcript

X Financial (NYSE:XYF) Q3 2023 Earnings Call Transcript November 23, 2023

Operator: Hello, and welcome to the X Financial Third Quarter 2023 Earnings Conference Call. All participants will be in a listen-only mode. After today’s presentation, there will be an opportunity to ask questions. Please note that this event is being recorded. Now I’d like to turn the conference over to Victoria Yu. Please go ahead.

Victoria Yu: Thank you, operator. Hello, everyone, and thank you for joining us...