Banco Santander, S.A. (NYSE:SAN) Q4 2022 Earnings Call Transcript

Banco Santander, S.A. (NYSE:SAN) Q4 2022 Earnings Call Transcript February 2, 2023

Begona Morenes: Good morning, everybody, and welcome to Banco Santander’s conference call to discuss our financial results for the fourth quarter of 2022. Just as a reminder, both the results report and presentation we will be following today are available to you on our website. I’m joined here today by our Executive Chairman, Ms. Ana Botín; and our CEO, Mr. Héctor Grisi. Following their presentations,...