5 States with the Most Expensive Home Insurance in the US

4. Colorado

Average Annual Premium: $2,152

Average Monthly Premium: $179

The average annual home insurance premium is $2,152 in Colorado which is relatively higher as compared to other neighboring states. The state’s weather conditions in the form of snow and hail storms result in a high home insurance cost. Strasburg, Rush, and Ramah are among the expensive places in this regard.