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10 Best Places to Retire in Central Florida

What are the best places to retire in Central Florida? If you’re one of the baby boomers looking for a new home, this article is exactly what you need. Can you see yourself buying a new nest in Florida? Either you already have a solid retirement plan or none yet, Florida got you covered. The Sunshine State is one of the seven states in the USA that don’t have an income tax.

There are many ways to love Florida even if you’re not a retiree. Based on the checklist presented by C2ER or the Council for Community and Economic Research, the cost of living in Orlando is 1% less than the National Average. Another point any home-buyer should consider is the cost of housing in the state. Buying a house in Orlando City will let you save up 10% less than the National Average. The cost of health care and transportation comes 1% less than the National Average. Florida is a state a retiree would want to choose for the affordability and comfort of living it offers.

When it comes to leisure and recreation, Florida serves as one of the tourism hotspots in America. From the finest beaches to the craziest party places, there’s no way you won’t like Florida. After the long years of working for a retirement plan- now you’re only a step away from it.

Best Places to Retire in Central Florida


In order to come up with the list of the best places to retire in Central Florida, we included the number of houses sold to retirees in each county or city. Accessibility and affordability of the place were also covered. Retirees can also pick a place in Central Florida where they can buy a new or resale homes. We were able to shred down a list of ten best places to retire in Central Florida, thanks to! It’s not too late to change your mind if Central Florida isn’t the center of your heart. Well, why not move to the other side of the state? Consider the 10 best places to retire in Florida East Coast, let’s see then if your heart would resist its upbeat and young-at-heart atmosphere.

Now let’s move to Central Florida, where the cost of living, climate, and community are your new best friends!

10. Hidden Creek

Sebring, FL
One of the cheapest places to retire in America is in Sebring, Florida. Relocating to your dream retirement place doesn’t need to be expensive. You might want to consider the City on the Circle as your next home as the cost of living in the city is 15.70% lower than the U.S. average. If anyone is interested in buying a new home in Sebring, you can include Hidden Creek then. For less than $100,000, it’s not difficult to spot an ideal home for seniors who want to enjoy the fruit of their work. Hidden Creek has 55 residences at this time. Establishments such The Home Depot, Starbucks, Walmart Supercenter, and Lakeshore Mall are present as well.

Best Places to Retire in Central Florida - Hidden Creek

9. Tomoka Heights

Lake Placid, FL
Lake Placid is a small, quiet town ideal for retirees. There is a variety of senior communities such Tomoka Heights with 460 residences. The budget for a new or resale house at Tomoka would range between $100,000 to $200,000. It is a gated community with age restrictions for 55-year-olds and up. Residents of the Lake Placid can’t resist the natural beauty of the place. There are nearby resorts to tour around at your leisure time. Driving downtown would only take 20 minutes.

Best Places to Retire in Central Florida - Tomoka Heights

8. VillageWalk at Lake Nona

Orlando, FL
Orlando has bloomed like never before! It is not only the hotspot of amusement and theme parks but also, of seniors who want to live their life to the fullest. VillageWalk at Lake Nona opens its gate to anyone who wants to experience a grand retirement. With no age restrictions for its residents, it is a gated community with 1,300 residences. In buying a new home, you can pick among the new and resale houses in the village. A laid-back lifestyle is what Orlando offers. A lot of tourist attractions such Walt Disney World, Universal Studios, The Wizarding World of Harry Potter, the Amway Center, Orlando still comes with a budget-friendly expenses. In fact, the cost of living in Orlando is 8.50% lower compared to other city and states across the U.S.

Best Places to Retire in Central Florida - Village walk at Lake Nona

7. Royal Highlands

Leesburg, FL
The Lakefront City or Leesburg is a perfect place to retire in Central Florida. Sunny days, lake resorts, and a family-friendly atmosphere are some of the perks you’ll have access to if you chose to retire in Leesburg. If you are searching for a specific community, you might want to add Royal Highlands in your long list. It’s a gated community transforming lives of retirees ever since. Today, there are 1,500 residences for retirees ar Royal Highlands. Resale homes are around $100,000 to $300,000. Yet, the general cost of living in Leesburg is 16.10% lower than other city and states in America. Ballroom, picturesque outdoor courts, and a library are some of the amenities they offer at Royal Highlands.

Best Places to Retire in Central Florida - Royal Highlands

6. Cypress Lakes

Lakeland, FL
Lakeland City is one of the ideal places to retire in Central Florida. A dozen of attractions are found in the city like the Lakeland Center, Joker Merchant Stadium, Fantasy of Flashlights, and tons of lake parks follow. Why is Lakeland best for retirees? If you’ll rely on a fixed income, the low cost of living (12.10% lower than the National Average) in Lakeland might help you survive. Cypress Lakes provide a fully-equipped, gated community for seniors. Don’t worry if your budget for a new house is below $100k. The price range of a new/resale house at Cypress Lakes starts from below $100,00 to mid $100k. There are 1,604 residences at the cozy town at the moment.

Best Places to Retire in Central Florida - Cypress Lakes

5. Kings Ridge

Clermont, FL
Are you a retiree looking for a new home? You’ll love it in Clermont. Nearby attractions in Clermont are the Daytona beach, Kennedy Space center, and Universal Studios. Clermont is one of the best places for retirees. All hail to one of the exclusive senior resorts in the city, Kings Ridge. Kings Ridge is a home to 2,088 seniors from ages 55 and up. If we are to discuss the accessibility of the place, we should all bow down to Stonecrest. The advantages of living at Kings Ridge include proximity to stores, restaurants, and hospitals. With a price ranging from $100s to $400s, you can live your life to the fullest, with the control in your hands.

Best Places to Retire in Central Florida - Kings Ridge

4. Spruce Creek Country Club

Summerfield, FL
Luxurious living while on a tight budget is possible. The Spruce Creek Country Club offers a major discount on resale homes ranging from $100s to $400s. Fitness centers, lap pools, scenic ponds, golf course, and tennis court are some of the amenities they provide. A number of 3,250 retired homeowners serves as a proof why Summerfield is one of the best places to retire in Florida.

Best Places to Retire in Central Florida - Spruce Creek Country Club

3. Solivita

Kissimmee, FL
If Orlando has a Walt Disney World, the city of Kissimmee has the Legoland Florida. Solivita is an exclusive community for 55-year-olds’ and better. The range of houses at Solivita is from $100,000 to half a million dollars. You have your choice to buy a new house over resale homes at Solivita. As of today, 5,900 houses are occupied by retirees at Solivita.

Best Places to Retire in Central Florida - Solvita

Rob Hainer /

2. Villages of Citrus Hills

Hernando, FL
You can own a house at the Villages of Citrus Hills with a maximum budget not exceeding $800,000. If you think that’s a sick huge number, wait until you hear the advantages of making Hernando as your new hometown. Hernando, Florida is one of the best places to retire in America. New and resale houses are available at the Citrus Hills and there’s no age restriction for its tenants. Currently, there are 10,005 homes happily owned by retirees in the village.

Best Places to Retire in Central Florida - Villages of Citrus Hills

1. The Villages

The Villages, FL
With only a small number of 56, 268 homes for retirees, The Villages is undoubtedly the best place to retire in Central Florida. Within the enormous 20,000 acres of land, it is a home to 55 year-olds’ and up. The Villages is also dubbed as Florida’s Friendliest Hometown by providing top-notch facilities and services to seniors from different states in the US. The price of resale homes varies from a hundred grand up to $2M. The Villages is an all-in-one package for most people. Accessibility of shops, cinema, coffee shops, restaurants are not a problem at all. The villagers are encouraged to live an active lifestyle, thanks to the quality of living in the place, for it is also known as America’s Healthiest hometown. If you’re one of the luckiest retirees who were able to save up big time, don’t miss the opportunity to call The Villages as your new home.

Best Places to Retire in Central Florida - The Villages

So why would you relocate to Central Florida again after retiring? Cheap cost of living, a handful of attractions, grandiose gated communities, and the accessibility of establishments are available within your reach! If you can’t decide where to live after retirement, look up our list of the best places to retire in Central Florida. This is a useful tool that will help you sort your options and it lets you judge easily.