10 Best AI-Powered Financial Stocks to Buy According to Analysts

8. Intuit (NASDAQ:INTU)

Market Cap: $90.19 billion

Average Upside Potential: 17%

Number of Hedge Fund Holders: 98

Done-for-you accounting is what Intuit now sells through AI. Its Intuit Intelligence layer is meant to keep books current, flag anomalies and forecast cash flow, and AI agents inside TurboTax and the Intuit Enterprise Suite do the work directly, with over 75% of Enterprise Suite customers using them every month. An AI-native Accountant Suite for accounting firms launched in August. Credit Karma’s AI-powered platform handles about one in nine US credit card and personal loan originations. Chief Executive Sasan Goodarzi put it this way: “Our strategy is to win as an AI-driven expert platform.”

The results show a large business still growing. Fiscal 2026 revenue topped $20 billion, reaching $21.4 billion, up 14%, and fourth-quarter revenue was $4.4 billion, also up 14%, with QuickBooks Online Accounting up 20%. The pace is set to slow, though. Fiscal 2027 guidance calls for revenue growth of 9% to 10%, so investors are asking how much of the AI push shows up in faster growth. Credit Karma’s reliance on lending is the subject of our look at whether it can grow beyond the lending cycle.

7. Upstart (NASDAQ:UPST)

Market Cap: $2.20 billion

Average Upside Potential: 36%

Number of Hedge Fund Holders: 36

Upstart’s business is an AI model. The company runs what it calls the leading AI lending marketplace, and lenders using its models originated a record 574,089 loans in the third quarter, up 34% from a year earlier, with 90% of them fully automated.

Dollar volume grew faster than the loan count. Originations rose 44% to $4.12 billion, and net income came in at $36.578 million, up 15%. Total revenue climbed 34% to $370.522 million, and management is guiding to about $1.35 billion for 2026 and roughly $260 million of adjusted EBITDA, a 19% margin.

Analysts trimmed their targets after the report. On November 4, Citigroup kept a Buy rating and cut its price target to $46 from $61, while Morgan Stanley kept an Equal Weight rating and cut its target to $24 from $35. B. Riley kept a Buy rating and cut its target to $42 from $54, and Truist kept a Buy rating and cut its target to $30 from $40. Co-founder and Chief Executive Paul Gu argued that the model holds up through rough patches in the economy. “Macro comes and goes, but alpha compounds,” he said.

6. Coinbase (NASDAQ:COIN)

Market Cap: $36.84 billion

Average Upside Potential: 39%

Number of Hedge Fund Holders: 62

Coinbase is betting that AI agents become a new class of customer. Its Coinbase for Agents platform supports automated financial management, payments and trading, and weekly agent-based trading volume is growing at about 20%. Chief Executive Brian Armstrong frames it as part of an everything exchange that combines crypto, equities and AI-enabled commerce, and argues that an agentic economy could enlarge the company’s addressable market if security and integration hold up.

The third quarter showed a company that no longer lives and dies by trading fees. Total revenue was $1.22 billion, split almost evenly between transaction revenue of $590.224 million and subscription and services revenue of $570.238 million. Stablecoin revenue was $306.905 million, which leaves room to keep funding new lines such as derivatives and prediction markets. Its Deribit unit already gives it a foothold in the first of those.

Institutional clients, who trade larger sizes and stay through market swings, are a large part of how it hopes to widen its base. How far Coinbase is leaning on professional clients is the subject of our analysis of its institutional shift.

5. Lemonade (NYSE:LMND)

Market Cap: $3.10 billion

Average Upside Potential: 40%

Number of Hedge Fund Holders: 29

AI is the reason Lemonade can grow with fewer people. It says it now has more than 2.5 times the premium base it had four years ago, and it plans native support for personal AI agents and live demos of its Lemonade OS at an upcoming investor day. Car insurance premium grew 63%, and the company now sells Car in 14 states, with an autonomous version for Tesla’s Full Self-Driving available in six of them.

The numbers show the model working. Third-quarter revenue jumped 73% to $336 million, and gross profit hit a record $118 million. In-force premium reached $1.55 billion, up 34%, the 12th straight quarter of faster growth. The insurer expects positive adjusted EBITDA in the fourth quarter and for all of 2027.

Analysts are less sure about the spending. On November 9, Keefe, Bruyette & Woods kept a Market Perform rating and lowered its price target to $45 from $48, saying higher growth spending and operating costs outweigh improving revenue growth and loss trends. The firm also noted that premium growth above 30% stands out among property and casualty insurers.