USCB Financial Holdings, Inc. (NASDAQ:USCB) Q4 2025 Earnings Call Transcript

USCB Financial Holdings, Inc. (NASDAQ:USCB) Q4 2025 Earnings Call Transcript January 23, 2026

Operator: Good morning, everyone, and welcome to the Q4 2025 USCB Financial Holdings, Inc. Earnings Conference Call. [Operator Instructions] Please also note, today’s event is being recorded. At this time, I would like to turn the conference over to Luis de la Aguilera, Chairman and CEO. Sir, please go ahead.

Luis de la Aguilera: Thank you, Jamie, and good morning, and thank you for joining us for...