Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2025 Earnings Call Transcript

Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2025 Earnings Call Transcript February 10, 2026

Upstart Holdings’ reported EPS is $0.1661, expectations were $0.15.

Operator: Good afternoon, and welcome to the Upstart Fourth Quarter and Full Year 2025 Earnings Call. [Operator Instructions] As a reminder, this conference call is being recorded. I’d now like to turn the call over to Chelsea Williams Investor Relations. Chelsea, please go ahead.

Chelsea Williams: Thank you. Welcome to the Upstart...