United Community Banks, Inc. (NYSE:UCB) Q4 2025 Earnings Call Transcript

United Community Banks, Inc. (NYSE:UCB) Q4 2025 Earnings Call Transcript January 14, 2026

United Community Banks, Inc. misses on earnings expectations. Reported EPS is $0.71 EPS, expectations were $0.73.

Operator: Good morning, and welcome to United Community Bank’s Fourth Quarter 2025 Earnings Call. Hosting our call today are Chairman and Chief Executive Officer, Lynn Harton; Chief Financial Officer, Jefferson Harralson; President and Chief Banking Officer, Rich Bradshaw; and Chief Risk...