Norwood Financial Corp. (NASDAQ:NWFL) Q4 2025 Earnings Call Transcript

Norwood Financial Corp. (NASDAQ:NWFL) Q4 2025 Earnings Call Transcript January 22, 2026

Norwood Financial Corp. misses on earnings expectations. Reported EPS is $0.84 EPS, expectations were $0.85.

Kristen Lancia: Thank you, Michelle. Good morning, everyone. Welcome to our Q4 2025 Earnings Conference Call. With me today are James Donnelly, CEO, and John McCaffery, CFO. The press release we issued earlier this morning, together with the presentation material that accompanies our remarks, are...