JPMorgan Raises PT on PagSeguro Digital Ltd. (PAGS) from $12 to $13; Maintains ‘Neutral’ Rating

Offering strong upside potential, PagSeguro Digital Ltd. (NYSE:PAGS) earns a spot on our list of the 10 Most Undervalued Foreign Stocks to Buy According to Analysts.

JPMorgan Raises PT on PagSeguro Digital Ltd. (PAGS) from $12 to $13; Maintains ‘Neutral’ Rating

On July 16, 2025, JPMorgan increased its price target on PagSeguro Digital Ltd. from $12 to $13, maintaining a ‘Neutral’ rating. The analyst expects the company to achieve the high end of its 11-15% EPS growth guidance. The analyst maintains the same trend from February, when the target was lifted from $11. The continued optimism is driven by the company’s efforts to reprice products, reduce financial costs, and manage costs amid macroeconomic uncertainty.

The analyst’s discussions with PagSeguro Digital Ltd.’s management revealed a strategic focus on margin improvements and diversification, particularly within its banking segment. This banking segment now accounts for 20% of the company’s gross profit. Meanwhile, the company’s credit segment is expected to drive its future growth. With the stock trading at a low valuation and expectations of a 15% return on equity (ROE), the analyst projects a strong outlook for PAGS.

PagSeguro Digital Ltd., a Brazilian fintech company, offers financial and payment solutions for a diverse range of customers. It remains on our list of the most undervalued stocks.

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