Heartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2022 Earnings Call Transcript

Heartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2022 Earnings Call Transcript January 30, 2023

Operator: Greetings, and welcome to HTLF 2022 Fourth Quarter Conference Call. This afternoon, HTLF announced its fourth quarter earnings, and hopefully, you had a chance to review those results. The earnings release is available on HTLF’ website at htlf.com. With us today from management are Bruce Lee, President and CEO; Bryan McKeag, Executive Vice President and Chief Financial Officer; and Nathan...