Citigroup (C) Signals Stabilizing Core Businesses and Progress on Strategic Streamlining

Citigroup Inc. (NYSE:C) is one of the 10 Goldman Sachs undervalued stocks to invest in.

Citigroup (C) EPS Beat Drives Q4 2025 Results

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On January 14, 2026, Citigroup Inc. reported Q4 2025 results, delivering an earnings beat primarily driven by a sharp recovery in dealmaking and stronger corporate client activity.

On an adjusted basis, Citigroup Inc. posted earnings of $1.81 per share, beating the $1.67 consensus. Earnings were driven by the 35% year-over-year surge in investment banking fees to $1.29 billion. Meanwhile, revenue in the banking unit grew 78% to $2.20 billion. Thanks to renewed corporate confidence and a more favorable regulatory environment, the firm reported record M&A advisory revenue in 2025.

At the same time, Markets’ revenue fell 1% in the quarter to $4.54 billion. However, full-year Markets revenue recorded an 11% growth, driven by volatility-driven client activity and over 50% growth in prime balances. During the quarter, net interest income climbed 14% to offset 6% higher expenses.

On the strategic front, Citigroup Inc. remains focused on streamlining its footprint. The company approved the sale of its Russian unit at a $1.20 billion pre-tax loss, marking its exit from Banamex. Looking ahead, the regulatory progress and cost discipline are expected to close the stock’s valuation gap with peers.

Citigroup Inc., a global financial services company, offers banking, markets, wealth, and transaction services to corporations, institutions, governments, and consumers. The company’s strategic focus lies in simplification, efficiency, and sustainable returns.

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