Bread Financial Holdings, Inc. (NYSE:BFH) Q4 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q4 2025 Earnings Call Transcript January 29, 2026

Bread Financial Holdings, Inc. beats earnings expectations. Reported EPS is $2.07, expectations were $0.38.

Operator: Good morning, and welcome to the Bread Financial Holdings, Inc. Fourth Quarter 2025 Earnings Conference Call. My name is Kevin, and I will be coordinating your call today. At this time, all parties have been placed on listen-only mode. Following today’s presentation, the floor will be...