BayFirst Financial Corp. (NASDAQ:BAFN) Q3 2025 Earnings Call Transcript

BayFirst Financial Corp. (NASDAQ:BAFN) Q3 2025 Earnings Call Transcript October 31, 2025

Operator: Good morning, ladies and gentlemen, and welcome to the BayFirst Financial Corp. Q3 2025 Conference Call and webcast. [Operator Instructions] This call is being recorded on Friday, October 31, 2025. I would now like to turn the conference over to CEO, Tom Zernick. Please go ahead.

Thomas Zernick: Thank you, Joanna. Good morning, and thank you for joining our call today. Once again with me is...