Bank OZK (NASDAQ:OZK) Q4 2025 Earnings Call Transcript January 21, 2026
Operator: Good day, and thank you for standing by. Welcome to Bank OZK Fourth Quarter and Full Year 2025 Earnings Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded. I would now like to hand the conference over to your speaker today, Jay Staley, Managing Director of Investor Relations and Corporate Development. Please go ahead. .

Jay Staley: Good morning. I’m Jay Staley,...





