Bank OZK (NASDAQ:OZK) Q4 2025 Earnings Call Transcript

Bank OZK (NASDAQ:OZK) Q4 2025 Earnings Call Transcript January 21, 2026

Operator: Good day, and thank you for standing by. Welcome to Bank OZK Fourth Quarter and Full Year 2025 Earnings Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded. I would now like to hand the conference over to your speaker today, Jay Staley, Managing Director of Investor Relations and Corporate Development. Please go ahead. .

An iconic skyline of a major city, the towering buildings display the strength of the company's regional banking success.

Jay Staley: Good morning. I’m Jay Staley,...