Banco Santander, S.A. (NYSE:SAN) Q3 2025 Earnings Call Transcript

Banco Santander, S.A. (NYSE:SAN) Q3 2025 Earnings Call Transcript October 29, 2025

Banco Santander, S.A. misses on earnings expectations. Reported EPS is $0.23 EPS, expectations were $0.25.

Raul Sinha: Good morning, and welcome to Santander’s Third Quarter 2025 Results Presentation. For the call today, we will be joined by Hector Grisi, our Group CEO; and Jose Garcia-Cantera, our CFO. Hector, over to you.

Hector Blas Grisi Checa: Thanks, Raul. Good morning and everyone, and thank you for...