Markets

Insider Trading

Hedge Funds

Retirement

Opinion

25 Countries with Best Quality of Life for Expats

This article takes a look at the 25 countries with best quality of life for expats. If you wish to skip our detailed analysis of the global expatriate landscape, you may go to 5 Countries with the Best Quality of Life for Expats.

Exploring the Expatriate Landscape: Choices, Challenges, and Contributions to Quality of Life

According to the Association of American Residents Overseas (AARO), American expatriates have chosen to reside in more than 160 countries. 26% have moved to Europe, 14% headed to East Asia and the Pacific, while an additional 14% have traveled to the Middle East. Typically, expatriates departing from their home country aspire to enhance their quality of life through relocation. Over two-thirds (67%) of expats feel their quality of life is better abroad than at home, notes the Expat Explorer Study by HSBC.

The study by HSBC notes that the average expat earns an income of $99,900, a 25% increase from the salary in their home country. Expats not only report better salaries with these moves but also note that their work-life balance and quality of life have improved. Countries that promise job opportunities and a high quality of life tend to attract the most expatriates. For instance, the UAE is one of the best countries for expats to work, offering a high quality of life. The Cigna Group (NYSE:CI), a health insurance company, affirms this notion by stating that as of 2021, 4% of the expatriates from around the world wanted to move to UAE because of its visa reforms, progressive policy changes, and economic rebound following the pandemic.

While the UAE has been opening itself to expatriates, many other countries are tightening their laws to uphold the quality of life they extend to their residents. To quote an example, Sweden, one of the best countries for expats to live in, is currently exploring the prospect of reinforcing its criteria for an ‘honest way of life’ among individuals who wish to reside within its borders. Those involved in debts and abuse, are linked to criminal gangs, and lead a dishonest way of life may find these elements serving as grounds for potential deportation.

“A basic condition for successful integration is that people who want to live in Sweden respect basic norms and live in an honest and orderly manner.”

– Migration Minister Maria Malmer Stenergard.

The UAE and Sweden may be beloved countries, but the Expat Insider Report 2023 hails Mexico as the best destination for expats, amongst 52 other countries. Mexico is deemed as the number one country because expats find it easy to settle in the country, consider the locals as very friendly, the culture easy to integrate into, and housing to be affordable and easily available. 90% of expats are happy with their life in Mexico, making it one of the happiest countries in the world for expats. However, Mexico hasn’t exactly shown flying colors in the Quality of Life index. 18% of expats feel the country is unsafe, and also report the political stability to be below optimal levels.

As such, in enhancing the quality of life for residents and expats, governments play a crucial role. Economic stability, employment opportunities, and infrastructure development contribute to citizens’ financial well-being and convenience. Meanwhile, environmental sustainability and safety measures foster a healthy and secure living environment. Social inclusivity, cultural opportunities, and recreational facilities further enhance  overall quality of life.

The government’s influence on quality of life is undeniable, but the private sector also significantly contributes to shaping it. By driving economic growth and innovation, these companies create employment opportunities, stimulate local economies, and contribute to societal well-being. For instance, Nestle believes in the power of “food” to enhance quality of life for people. The company reports having generated $129.2 billion servings of affordable nutrition with micro-nutrient fortification. Nestle is also aiming to halve greenhouse gas emissions by 2030, reduce waste, as well as the amount of water used in factories. These activities not only help the company boost sustainability and profitability, but also help improve the quality of life in the areas they operate in.

All in all, achieving a higher quality of life can help individuals improve life expectancy as well. McKinsey Health Institute reiterates this notion, stating that at least 6 years of higher quality of life can be well within our reach. According to their study, challenging beliefs about health and reorienting material portions of the economy and public policy can help add 45 billion years of higher quality of life.

Pixabay/Public domain

Methodology

To compile the list of countries with the best quality of life for expats, we have used Expat Insider Report 2023, the 2023 Natixis Global Retirement Index, and our lists of best countries for expats and countries with the best quality of life.

Next, we compiled countries with the best quality of life, according to our sources. The rankings from Expat Insider, Natixis GRI, and our own lists were averaged to produce final Insider Monkey ranks for this list. Countries’ rankings have been adjusted based on their average rankings. The final list is presented in descending order of average rankings.

Here are the countries with the best quality of life for expats:

25. United Kingdom

Insider Monkey Rank: 27

Expats can enjoy a good quality of life in the United Kingdom. According to Expat Insider Survey 2023, 67% of expats are happy with their life in the UK. While the working life and business culture are great, expats do struggle with personal finances due to the high cost of living. Meanwhile, the Natixis GRI notes marginal improvements in the country’s environmental factors.

24. Italy

Insider Monkey Rank: 26.5

As of 2022, the foreign population in Italy was 5.2 million. Expat Insider Survey notes that 71% of expats are happy with their life in Italy. Expats love the country for its food, climate, and friendly locals. Expats, particularly retirees, can enjoy a life of relaxation in the country. Working expats, however, struggle living here because of complicated bureaucratic issues and working conditions.

23. Belgium

Insider Monkey Rank: 25.5

According to the OECD, Belgium ranks high in education, skills, water quality, and low pollution levels The country offers a high quality of life for expats. As of 2023, half a million employees in Belgium received an 11% raise, making it a feasible location for working expats. The Natixis GRI index notes improvement in water and sanitation, air quality, and environmental factor indicators.

22. New Zealand

Insider Monkey Rank: 23

The best thing about New Zealand for expats is its environment and climate. Ranking 8th in the sub-index, the Expat Insider Survey 2023 reports the air quality in the country to be 3rd best out of 53 countries. It also notes that 95% of expats are happy with the natural environment. There are many recreation opportunities in the country as well. The downside of the country is that many expats feel that their income is insufficient to lead a comfortable life.

21. South Korea

Insider Monkey Rank: 21

South Korea is best known for its strong public health system, as well as its excellent hospitals and clinics. Besides health, the factors it scores highly in are public transport, safety, and security. However, the country doesn’t perform well in the Working Abroad Index. Expat Insider Survey notes that only 65% of expats stated that they had an improvement in career prospects from their move.

20. Canada

Insider Monkey Rank: 20

Canada is one of the countries with the best quality of life for expats. The working life, work culture, and job market are great, according to expats. However, there is a consensus that the cost of living is not quite affordable. 65% rate their personal career options positively, and 71% are happy with their life here. The downside is that getting a visa can be tough. Nevertheless, it is one of the best expat countries for English speakers.

19. Estonia

Insider Monkey Rank: 19

Safety, low levels of pollution, climate, and commuting are three factors contributing to the high quality of life in Estonia. The Natixis GRI reports improvements in water, sanitation, and air quality in the country. Estonia has also spent the past ten years renovating its water and sewage systems, spending over 1 billion euros in the process.

18. Japan

Insider Monkey Rank: 19

Expats enjoy a healthy lifestyle in Japan, indulging in clean eating, regular exercise, and spending time in nature. The quality of healthcare and level of safety in the country is outstanding, contributing to its high quality of life. According to the World Bank, the country has a joint-highest life expectancy in the world at 84 years.

17. Czech Republic

Insider Monkey Rank: 18

The Natixis GRI ranks the Czech Republic in the top 25 countries in its quality of life sub-index. The country has been actively working on its pollution levels, with the government actively phasing out coal as their energy source by 2033. Water and sanitation, air quality, and environmental factors have seen improvements, notes the GRI index. The Global Peace Index ranks the country among the top 10 safest countries in the world.

16. Norway

Insider Monkey Rank: 17.5

According to the OECD, Norway outperforms many countries in jobs, work-life balance, education, health, environmental quality, social connections, civic engagement, safety, and life satisfaction. Expat Insider Survey notes that 88% of expats are happy with the country’s political stability, 88% are satisfied with the air quality, and 95% love the natural environment. However, it doesn’t perform well in public transport affordability and culinary options.

15. Australia

Insider Monkey Rank: 17

One of the countries with the best quality of life for expats is Australia. 76% of expats are satisfied with their life in the country, notes Expat Insider Survey. Freedom of expression and the natural environment are the highlights of this country. However, expats report struggling with personal finances.

14. Netherlands

Insider Monkey Rank: 15

The Netherlands performs the best (1st) in the Working Abroad Index, notes Expat Insider. Expats are satisfied with the work culture, and the country also supports independent and flexible working hours. World Happiness Report deems it as the 5th happiest country in the world. The country is home to a great healthcare system, good safety and security, and excellent transportation and infrastructure.

13. Germany

Insider Monkey Rank: 15

According to the Expat Insider Survey, Germany ranks 15th in the working abroad index, 4th in the job market, and 5th in terms of job security. The quality of life is high, the infrastructure is great, and expats report the availability of green goods and services. However, the country ranks poorly in its Ease of Settling, ranking at 50th place.

12. Singapore

Insider Monkey Rank: 14.5

One of the best countries for expats with families is Singapore. The city has a good quality of life, offering excellent infrastructure, a clean environment, numerous options for health and exercise, socializing, as well as food and culture. Expat Insider notes that the country ranks 3rd place in terms of availability, quality, and accessibility to healthcare. The country also ranks 1st for personal safety and 3rd for political stability.

11. Taiwan

Insider Monkey Rank: 14

One of the best countries to live in 2023 for expats is Taiwan. The country ranks high in healthcare, and also fares well in terms of personal safety and job security. Expat Insider Survey notes that 78% of expats are happy with their life in the country. 78% of expats also feel welcome in the country and even have a personal network.

10. France

Insider Monkey Rank: 14

Almost everyone loves France for its luxurious lifestyle. The language does make it hard to get settled, but expats still enjoy a high quality of life in the country. Expat Insider notes that the country ranks 14th in terms of quality of life, enjoying a good environment and climate, and boasting excellent gastronomy. The country’s exceptional quality of healthcare has helped it rank in the top 10 in healthcare, with 84% of expats satisfied with this aspect of life.

9. Portugal

Insider Monkey Rank: 13

One of the best countries for US expats to retire is Portugal. Expats love the quality of life this country offers, enjoying its safety, climate, and leisure options. Expat Insider notes that 85% of expats are happy and satisfied with their life in the country. 78% of them also feel welcome at home, and 76% report finding it easy to integrate into their culture. There is plenty to see and do, the weather is great, and the beaches are fantastic.

8. United Arab Emirates

Insider Monkey Rank: 12.5

According to the Expat Insider Survey, the UAE is one of the countries with the best quality of life for expats. The country holds top rankings in three of its sub-indexes, namely Quality of Life, Working Abroad, and Expat Essentials. It is one of the easiest destinations to get a visa, and the infrastructure for cars is amazing. 84% of expats are happy with the culinary variety and dining, while 76% love it for its culture and nightlife.

7. Spain

Insider Monkey Rank: 10

One of the happiest countries for expats is Spain. Ranking 1st in the Quality of Life sub-index in the Expat Insider Survey, expats report being particularly satisfied with their Health and Well-Being (4th place), Leisure Options (1st place), and Social Life (10th place). 87% of expats are happy with their life in the country.

6. Luxembourg

Insider Monkey Rank: 9.5

According to Expat Insider Survey, 66% of expats in Luxembourg feel at home. It is one of the countries with the best quality of life for expats because of its excellent work-life balance, green and clean environment, as well as excellent health quality.

Click to continue reading and see the 5 Countries with Best Quality of Life for Expats.

Suggested Articles:

Disclosure: none. 25 Countries with Best Quality of Life for Expats is originally published on Insider Monkey.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

The best part? You can discover everything about this company and its groundbreaking technology right now.

I’ve compiled everything you need to know about this groundbreaking company in a detailed, members-only report.

Trust me — you’ll want to read this report before putting another dollar into any tech stock.

For a ridiculously low price of just $9.99 a month, you can unlock a year’s worth of in-depth investment research and exclusive insights – that’s less than a single fast food meal!

Here’s why this is a deal you can’t afford to pass up:

• Access to our Detailed Report on this Game-Changing AI Stock: Our in-depth report dives deep into our #1 AI stock’s groundbreaking technology and massive growth potential.

• 11 New Issues of Our Premium Readership Newsletter: You will also receive 11 new issues and at least one new stock pick per month from our monthly newsletter’s portfolio over the next 12 months. These stocks are handpicked by our research director, Dr. Inan Dogan.

• One free upcoming issue of our 70+ page Quarterly Newsletter: A value of $149

• Bonus Reports: Premium access to members-only fund manager video interviews

• Ad-Free Browsing: Enjoy a year of investment research free from distracting banner and pop-up ads, allowing you to focus on uncovering the next big opportunity.

• 30-Day Money-Back Guarantee:  If you’re not absolutely satisfied with our service, we’ll provide a full refund within 30 days, no questions asked.

If you’re thinking about getting in, don’t wait – because once Wall Street catches wind of this story, the easy money will be gone.

Space is Limited! Only 1000 spots are available for this exclusive offer. Don’t let this chance slip away – subscribe to our Premium Readership Newsletter today and unlock the potential for a life-changing investment.

Here’s what to do next:

1. Head over to our website and subscribe to our Premium Readership Newsletter for just $9.99 a month.

2. Enjoy a year of ad-free browsing, exclusive access to our in-depth report on the revolutionary AI company, and the upcoming issues of our Premium Readership Newsletter over the next 12 months.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!

No worries about auto-renewals! Our 30-Day Money-Back Guarantee applies whether you’re joining us for the first time or renewing your subscription a month later!

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal!

AI is eating the world—and the machines behind it are ravenous.

Each ChatGPT query, each model update, each robotic breakthrough consumes massive amounts of energy. In fact, AI is already pushing global power grids to the brink.

Wall Street is pouring hundreds of billions into artificial intelligence—training smarter chatbots, automating industries, and building the digital future. But there’s one urgent question few are asking:

Where will all of that energy come from?

AI is the most electricity-hungry technology ever invented. Each data center powering large language models like ChatGPT consumes as much energy as a small city. And it’s about to get worse.

Even Sam Altman, the founder of OpenAI, issued a stark warning:

“The future of AI depends on an energy breakthrough.”

Elon Musk was even more blunt:

“AI will run out of electricity by next year.”

As the world chases faster, smarter machines, a hidden crisis is emerging behind the scenes. Power grids are strained. Electricity prices are rising. Utilities are scrambling to expand capacity.

And that’s where the real opportunity lies…

One little-known company—almost entirely overlooked by most AI investors—could be the ultimate backdoor play. It’s not a chipmaker. It’s not a cloud platform. But it might be the most important AI stock in the US owns critical energy infrastructure assets positioned to feed the coming AI energy spike.

As demand from AI data centers explodes, this company is gearing up to profit from the most valuable commodity in the digital age: electricity.

The “Toll Booth” Operator of the AI Energy Boom

  • It owns critical nuclear energy infrastructure assets, positioning it at the heart of America’s next-generation power strategy.
  • It’s one of the only global companies capable of executing large-scale, complex EPC (engineering, procurement, and construction) projects across oil, gas, renewable fuels, and industrial infrastructure.
  • It plays a pivotal role in U.S. LNG exportation—a sector about to explode under President Trump’s renewed “America First” energy doctrine.

Trump has made it clear: Europe and U.S. allies must buy American LNG.

And our company sits in the toll booth—collecting fees on every drop exported.

But that’s not all…

As Trump’s proposed tariffs push American manufacturers to bring their operations back home, this company will be first in line to rebuild, retrofit, and reengineer those facilities.

AI. Energy. Tariffs. Onshoring. This One Company Ties It All Together.

While the world is distracted by flashy AI tickers, a few smart investors are quietly scooping up shares of the one company powering it all from behind the scenes.

AI needs energy. Energy needs infrastructure.

And infrastructure needs a builder with experience, scale, and execution.

This company has its finger in every pie—and Wall Street is just starting to notice.

Wall Street is noticing this company also because it is quietly riding all of these tailwinds—without the sky-high valuation.

While most energy and utility firms are buried under mountains of debt and coughing up hefty interest payments just to appease bondholders…

This company is completely debt-free.

In fact, it’s sitting on a war chest of cash—equal to nearly one-third of its entire market cap.

It also owns a huge equity stake in another red-hot AI play, giving investors indirect exposure to multiple AI growth engines without paying a premium.

And here’s what the smart money has started whispering…

The Hedge Fund Secret That’s Starting to Leak Out

This stock is so off-the-radar, so absurdly undervalued, that some of the most secretive hedge fund managers in the world have begun pitching it at closed-door investment summits.

They’re sharing it quietly, away from the cameras, to rooms full of ultra-wealthy clients.

Why? Because excluding cash and investments, this company is trading at less than 7 times earnings.

And that’s for a business tied to:

  • The AI infrastructure supercycle
  • The onshoring boom driven by Trump-era tariffs
  • A surge in U.S. LNG exports
  • And a unique footprint in nuclear energy—the future of clean, reliable power

You simply won’t find another AI and energy stock this cheap… with this much upside.

This isn’t a hype stock. It’s not riding on hope.

It’s delivering real cash flows, owns critical infrastructure, and holds stakes in other major growth stories.

This is your chance to get in before the rockets take off!

Disruption is the New Name of the Game: Let’s face it, complacency breeds stagnation.

AI is the ultimate disruptor, and it’s shaking the foundations of traditional industries.

The companies that embrace AI will thrive, while the dinosaurs clinging to outdated methods will be left in the dust.

As an investor, you want to be on the side of the winners, and AI is the winning ticket.

The Talent Pool is Overflowing: The world’s brightest minds are flocking to AI.

From computer scientists to mathematicians, the next generation of innovators is pouring its energy into this field.

This influx of talent guarantees a constant stream of groundbreaking ideas and rapid advancements.

By investing in AI, you’re essentially backing the future.

The future is powered by artificial intelligence, and the time to invest is NOW.

Don’t be a spectator in this technological revolution.

Dive into the AI gold rush and watch your portfolio soar alongside the brightest minds of our generation.

This isn’t just about making money – it’s about being part of the future.

So, buckle up and get ready for the ride of your investment life!

Act Now and Unlock a Potential 100+% Return within 12 to 24 months.

We’re now offering month-to-month subscriptions with no commitments.

For a ridiculously low price of just $9.99 per month, you can unlock our in-depth investment research and exclusive insights – that’s less than a single fast food meal!

Space is Limited! Only 1000 spots are available for this exclusive offer. Don’t let this chance slip away – subscribe to our Premium Readership Newsletter today and unlock the potential for a life-changing investment.

Here’s what to do next:

1. Head over to our website and subscribe to our Premium Readership Newsletter for just $9.99.

2. Enjoy a month of ad-free browsing, exclusive access to our in-depth report on the Trump tariff and nuclear energy company as well as the revolutionary AI-robotics company, and the upcoming issues of our Premium Readership Newsletter.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!


No worries about auto-renewals! Our 30-Day Money-Back Guarantee applies whether you’re joining us for the first time or renewing your subscription a month later!