Markets

Insider Trading

Hedge Funds

Retirement

Opinion

10 Most Diverse Cities in the U.S. to Retire In

In this article, we will take a look at the 10 most diverse cities in the U.S. to retire in. If you want to see more cities in this selection, go to the 25 Most Diverse Cities in the U.S. to Retire In.

10.  Los Angeles, California

Diversity Score: 71.6

Los Angeles, or the City of Angels, is not just home to Hollywood but also some of the largest ethnic groups.  Having a population of 3.97 million people, 81.4% of the people are U.S. residents.  Five major ethnic groups found within the city are Whites (Non-Hispanics) (28.5%), White (Hispanics) (20.4%), Asians (11.6%), Other (Hispanics) (22.2%), and Blacks or African Americans (8.43%).

9.  Dallas, Texas

Diversity Score: 71.72

Another melting pot of cultures in the U.S. is the city of Dallas in Texas.  With a total of 1,300 239 residents, there are several ethnic groups that can be found within the city.  These include White (53.8%), Black or African Americans (15.9%), Native Americans (0.5%), Asians (3.5%), Hispanics (42%), and other foreign-born (23.8%).

8.  Charlotte, North Carolina

Diversity Score: 71.79

Charlotte is another city with a mild climate, metropolitan landscape, and diverse population.  The city houses more than 864,000 people and there are three large ethnic groups; Whites, Hispanics, and Black or African Americans.  Whites make up 41% of the total population, Blacks make up 35%, Asians 7%, and Hispanics 15%.

7.  Jersey City, New Jersey

Diversity Score: 72.02

The Garden State of New Jersey is another diverse city in the U.S., with a population of around 262,652.  Out of this population, 77.5% are U.S. citizens, with the rest being foreigners. Asian (Non-Hispanics) make up the largest ethnic group in the city at 25.8%.  This group is followed by White (Non-Hispanics) at 22.1%, Black or African Americans at 21.4%, White (Hispanics) at 11.5%, and Other (Hispanics) at 8.95%.

6.  New York, New York

Diversity Score: 72.1

The vibrant city of New York is home to 8.38 million people.  The most common ethnic groups in the city are White, with a population of 2.68 million.  The second most common ethnic group is Black or African Americans, with a population of around 1.8 million, while Asians rank third at 1.19 million.

5.  Arlington, Texas

Diversity Score: 72.16

Arlington, Texas, is an industrial and commercial center that is home to 397,000 people. Famous for its classy restaurant scene and live music, the city has 87.9% of U.S. residents.  Whites (Non-Hispanic) make up 38.5% of the population.  Other major ethnic groups include Black or African Americans (22.4%), Whites (Hispanic) 17.6%, Asian 6.57%, and Other Hispanic (7.4%).

4.  Houston, Texas

Diversity Score: 72.28

Houston, Texas, is one of the most ethnically diverse cities in the United States.  Having a population of more than 2.3 million, the city is famous for its rich art culture, lush parks, food, and outdoor activities.  Whites (Hispanic) make up 27.4% of the population, Whites (Non-Hispanic) 24.1%, Black or African Americans 22.3%, Asian (6.8%), and Other (Hispanics) 11.1%.

3.  Silver Spring, Maryland

Diversity Score: 72.91

Silver Spring is the fourth most populated city in Maryland, with a population of more than 82,000 people.  79.9% of the population in the city are U.S. citizens.  The five major ethnic groups in the city are Whites (34.4%), Black/ African Americans (28.4%), Asians (7.05%), Whites (Hispanic) (5.87%), and Other (Hispanic) (17.7%).

2.  Germantown, Maryland

Diversity Score: 72.94

Germantown is a suburb in Montgomery County filled with coffee shops and parks.  It is home to 89,500 people, out of which, 85.7% are U.S. residents. There are 1.24 times more (22.5%) non-Hispanic Whites than other ethnic groups in the area.  Black or African Americans make up 23% of the population, Asians 23%, Whites (Hispanic) 12.7%, and Other (Hispanic) 5.42%.

1.  Gaithersburg, Maryland

Diversity Score: 73.09

With a total score of 73.09, this city in Maryland has been hailed as the most diverse city in the States.  It has a population of more than 70,000 people, 79.3% of which are U.S. citizens.  There are five large ethnic groups in the city.  These are Whites (Non-Hispanic) (33.1%), Black or African Americans (17.1%), Whites (Hispanic) (11.7%), Other (Hispanic) (9.15%), and Asian (20.2%).

Insider Monkey focuses on uncovering the best investment ideas of hedge funds and insiders. Please subscribe to our free daily enewsletter to get the latest investment ideas from hedge funds’ investor letters by entering your email address below. You can also check out the 5 Cleanest Cities in the U.S. and 5 Most Unstable Countries in the World.

The $250 Trillion AI Hype is Real. A few years from now, you’ll probably wish you’d bought this stock.

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

When Jeff Bezos said that one breakthrough technology would shape Amazon’s destiny, even Wall Street’s biggest analysts were caught off guard.

Fast forward a year and Amazon’s new CEO Andy Jassy described generative AI as a “once-in-a-lifetime” technology that is already being used across Amazon to reinvent customer experiences.

At the 8th Future Investment Initiative conference, Elon Musk predicted that by 2040 there would be at least 10 billion humanoid robots, with each priced between $20,000 and $25,000.

Do the math. According to Musk, this technology could be worth $250 trillion by 2040.

Put another way, that’s roughly equal to:

  • 175 Teslas
  • 107 Amazons
  • 140 Metas
  • 84 Googles
  • 65 Microsofts
  • And 55 Nvidias

And here’s the wild part — this $250 trillion wave isn’t tied to one company, but to an entire ecosystem of AI innovators set to reshape the global economy.

It’s a leap so massive, it could reshape how businesses, governments, and consumers operate worldwide.

Even if that $250 trillion figure sounds ambitious, major firms like PwC and McKinsey still see AI unlocking multi-trillion-dollar potential.

How could anything be worth that much?

The answer lies in a breakthrough so powerful it’s redefining how humanity works, learns, and creates.

And this breakthrough has already set off a frenzy among hedge funds and Wall Street’s top investors.

What most investors don’t realize is that one under-owned company holds the key to this $250 trillion revolution.

In fact, Verge argues this company’s supercheap AI technology should concern rivals.

Before I reveal the details, let’s talk about how some of the richest people on the planet are positioning themselves.

  • Bill Gates sees artificial intelligence as the “biggest technological advance in my lifetime,” more transformative than the internet or personal computer, capable of improving healthcare, education, and addressing climate change.
  • Larry Ellison — through Oracle, is spending billions on Nvidia chips and partnering with Cohere to embed generative AI across Oracle’s cloud and apps.
  • Warren Buffett — not known for tech hype — says this breakthrough could have a ‘hugely beneficial social impact.

When billionaires from Silicon Valley to Wall Street line up behind the same idea — you know it’s worth paying attention to.

Even as we admire what Tesla, Nvidia, Alphabet, and Microsoft have built, we believe an even greater opportunity lies elsewhere…

But the real story isn’t Nvidia — it’s a much smaller company quietly improving the critical technology that makes this entire revolution possible.

And judging by what I’m hearing from both Silicon Valley insiders and Wall Street veterans…

This prediction might not be bold at all:

A few years from now, you’ll wish you’d owned this stock.

The best part? You can discover everything about this company and its groundbreaking technology right now.

I’ve compiled everything you need to know about this groundbreaking company in a detailed, members-only report.

Trust me — you’ll want to read this report before putting another dollar into any tech stock.

For a ridiculously low price of just $9.99 a month, you can unlock a year’s worth of in-depth investment research and exclusive insights – that’s less than a single fast food meal!

Here’s what to do next:

1. Subscribe to our Premium Readership Newsletter for just $9.99 a month. (33% Off – was $14.99).

2. Enjoy a year of ad-free browsing, exclusive access to our in-depth report on the revolutionary AI company, and the upcoming issues of our Premium Readership Newsletter over the next 12 months.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!

<b>Cancel anytime.</b> Turn off auto-renewal via our website with just a click.

 

Buy This $3 Stock Now Before the 400% Surge Begins

Dr. Inan Dogan

Dr. Ian Dogan

Co-Founder and Research Director at Insider Monkey

My name is Inan Dogan. I’m the co-founder and Research Director of Insider Monkey. I have an important message for you today.

Since March 2017, my stock picks have returned 16.5% annually. Today, I’ve found an opportunity even bigger than my British American Tobacco call.

Two years ago, Wall Street wrote off British American Tobacco (BTI) as a “melting ice cube.” The stock had crashed 40% from its peak, and consensus said the business was dying.

We looked under the cover and realized they were wrong.

We alerted our subscribers, and BTI returned 90% in just 16 months.

Now if you had invested just $10,000 in BTI in June 2024, you’d be sitting on $19,000 in October 2025.

Today, we have identified a nearly identical pattern in a digital-first giant trading at $3.

While the market panics over a surface-level revenue decline, our PhD-led research shows management has actually surgically cut $100 million in waste to focus on high-margin growth.

This pattern is a hallmark of our 16.5% annual return track record. The current opportunity offers a 400% upside potential—dwarfing even our 90% BTI return.

Get the ticker for our new “Underdog” pick and the full BTI case study for just 99 cents.

This exclusive offer is for NEW newsletter subscribers ONLY! Join our Premium Readership Newsletter for only $0.99 and become part of a savvy investor community.!

This offer vanishes in 7 days, so don’t miss your chance to lock in market beating returnsSign up NOW! The monthly newsletter comes with a 30-day, no-risk money-back guarantee. This offer is available to the first 1000 new investors who respond.

Regular price $9.99/mo. Cancel anytime.

Space is Limited! Only 1000 spots are available for this exclusive offer. Don’t let this chance slip away – subscribe to our Premium Readership Newsletter today and unlock the potential for a life-changing investment.

Here’s what to do next:

1. Head over to our website and subscribe to our Premium Readership Newsletter for just $0.99.

2. Enjoy a month of ad-free browsing, exclusive access to our in-depth report on the Trump tariff and nuclear energy company as well as the revolutionary AI-robotics company, and the upcoming issues of our Premium Readership Newsletter.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!

Regular price $9.99/mo. Cancel anytime.