Instuitional Investor - Waterford Advisors, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Trust	IEF	93,087	$69,711,974	19.02%
2.	Vanguard Index Fds - VALUE ETF		161,913	$35,285,789	9.63%
3.	Vanguard Index Fds - GROWTH ETF		385,700	$33,224,235	9.07%
4.	Vanguard Tax-Managed Fds		404,761	$28,839,234	7.87%
5.	Dimensional Etf Trust	DFAC	545,339	$28,772,062	7.85%