Instuitional Investor - Virginia Estate & Retirement Planning Advisors Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Tr - US TREAS BD ETF		342,206	$34,446,456	60.26%
2.	Ishares Tr		145,120	$14,607,741	25.55%
3.	Apple Inc.	AAPL	5,336	$1,352,707	2.37%
4.	Ishares Tr - MSCI KOKUSAI ETF		6,515	$690,236	1.21%
5.	Sprott Physical Silver Trust	PSLV	16,610	$567,061	0.99%