Instuitional Investor - Tandem Financial, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Trust	IEF	50,823	$38,061,107	11.45%
2.	Vanguard Bond Index Funds	BND	308,414	$23,655,354	7.12%
3.	Invesco Qqq TrPUTPUTBOND		28,800	$21,208,320	6.38%
4.	Vanguard Tax-Managed Fds		251,962	$17,952,267	5.4%
5.	Schwab Strategic Trust	SCHD	354,450	$14,064,583	4.23%