Instuitional Investor - Reby Advisors, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	FNDF	1,204,395	$51,552,000	13.5%
2.	Schwab Strategic Trust	FNDF	2,378,601	$47,199,000	12.36%
3.	Schwab Strategic Trust	FNDF	1,756,242	$39,914,000	10.45%
4.	Schwab Strategic Trust	FNDF	2,071,896	$38,696,000	10.13%
5.	Spdr Msci Acwi Ex-Us Etf - ETF		1,344,405	$37,173,000	9.73%