Instuitional Investor - Planning Directions Inc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Trust	IEF	115,172	$26,150,918	12.11%
2.	Vanguard Specialized Funds - DIV APP ETF		67,945	$16,077,092	7.45%
3.	J P Morgan Exchange Traded F - INCOME ETF		334,845	$15,419,619	7.14%
4.	Schwab Strategic Trust	SCHD	459,308	$14,564,664	6.75%
5.	Victory Portfolios Ii	UITB	303,886	$14,233,392	6.59%