Instuitional Investor - Moneywise, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	SCHD	712,622	$20,972,460	7.82%
2.	Ishares Trust	IEF	106,454	$17,487,131	6.52%
3.	Spdr S & P 500 Etf Trust	SPY	23,276	$17,382,117	6.48%
4.	Ishares Trust	IEF	39,011	$16,634,454	6.21%
5.	Vanguard Index Fds - LARGE CAP ETF		44,629	$15,348,494	5.73%