Instuitional Investor - Moneywise, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	FNDF	709,595	$18,194,016	7.94%
2.	Spdr S & P 500 Etf Trust	SPY	24,157	$15,710,294	6.86%
3.	Ishares Trust	IEF	40,287	$14,933,741	6.52%
4.	Vanguard Index Fds - LARGE CAP ETF		45,537	$13,608,735	5.94%
5.	Ishares Trust	VLUE	93,611	$8,474,623	3.7%