Instuitional Investor - Martel Wealth Advisors Inc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Malvern Fds - CORE BD ETF		1,672,614	$129,180,491	20.32%
2.	Vanguard Index Fds - GROWTH ETF		1,452,410	$125,110,630	19.68%
3.	Vanguard Whitehall Funds	VYM	747,548	$118,135,077	18.58%
4.	Vanguard Bond Index Funds	BND	996,458	$77,634,040	12.21%
5.	Ishares Trust	HYG	254,771	$24,605,783	3.87%