Instuitional Investor - Lutz Financial Services Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - S&P 500 ETF SHS		252,037	$150,605,249	10.12%
2.	Spdr Series Trust		2,434,676	$137,753,969	9.26%
3.	Ishares Trust	IEF	1,598,474	$107,944,964	7.25%
4.	Vanguard Bond Index Funds	BND	1,431,140	$105,389,155	7.08%
5.	Vanguard Mun Bd Fds		1,569,663	$78,310,522	5.26%