Instuitional Investor - Howard Wealth Management, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds		35,528	$11,044,945	9.22%
2.	Vanguard Whitehall Funds		98,896	$11,039,760	9.22%
3.	Vanguard Index Fds		31,682	$6,758,721	5.64%
4.	Apple Inc.	AAPL	33,633	$6,475,361	5.41%
5.	Vanguard Specialized Funds		30,225	$5,150,255	4.3%