Instuitional Investor - Gen Financial Management, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	SCHD	936,352	$27,556,847	16.49%
2.	Vanguard Specialized Funds - DIV APP ETF		115,778	$27,395,424	16.39%
3.	Vanguard Whitehall Funds	VYM	203,882	$19,038,550	11.39%
4.	Fidelity Covington Trust	FENY	297,441	$15,719,769	9.41%
5.	Vanguard Scottsdale Funds	VCIT	227,547	$13,243,238	7.92%