Instuitional Investor - Galvin, Gaustad & Stein, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Sector Spdr Trust	XLE	532,646	$70,788,690	5.66%
2.	Ishares Trust	HYG	481,065	$43,550,808	3.48%
3.	Vanguard Tax-Managed Fds		635,928	$40,750,291	3.26%
4.	Hca Healthcare Inc.	HCA	59,229	$28,029,550	2.24%
5.	Schwab Strategic Trust	SCHD	1,075,376	$26,787,617	2.14%