Instuitional Investor - Francis Financial, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - S&P 500 ETF SHS		122,978	$84,462,470	13.84%
2.	Tcw Etf Trust		1,271,353	$49,849,759	8.17%
3.	Vanguard Bond Index Funds	BND	626,906	$48,083,715	7.88%
4.	Dimensional Etf Trust	DFAC	767,312	$34,605,763	5.67%
5.	J P Morgan Exchange Traded F		396,161	$32,679,285	5.35%