Instuitional Investor - First Niagara Bank

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Johnson & Johnson	JNJ	164,157	$19,913,000	5.68%
2.	Exxon Mobil Corp	XOM	196,957	$18,463,000	5.27%
3.	3M Co	MMM	81,899.688	$11,992,000	3.42%
4.	General Electric Co	GE	79,189.76,710,008	$11,947,000	3.41%
5.	Procter & Gamble Co	PG	115,222	$9,756,000	2.78%