Instuitional Investor - Charter Trust Co

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Sector Spdr Trust	XLB	933,094	$124,008,193	7.26%
2.	Ishares Trust	IEF	712,901	$70,769,682	4.14%
3.	Ishares Trust	IEF	99,631	$65,079,966	3.81%
4.	Eli Lilly & Co	LLY	70,505	$64,848,384	3.79%
5.	Apple Inc.	AAPL	246,959	$62,675,725	3.67%