Instuitional Investor - Andrews Advisory Associates, Llc

13F Holdings

Filing Period:

No.	Security	Shares	Value	% Port
1.	Fidelity Merrimack Str Tr - TOTAL BD ETF	542,518	$24,749,671	13.03%
2.	Vanguard Index Fds - S&P 500 ETF SHS	37,980	$22,694,951	11.95%
3.	Goldman Sachs Etf Tr - ULTRA SHORT BOND	314,414	$15,893,631	8.37%
4.	J P Morgan Exchange Traded F - INCOME ETF	219,949	$10,133,045	5.34%
5.	Fidelity Covington Trust	250,897	$9,333,356	4.91%