Jiayin Group Inc. (JFIN)

Operator: Good day ladies and gentlemen, thank you for standing by, and welcome to the Jiayin Group fourth quarter 2023 earnings conference call. Currently, all participants are in listen-only mode.

Operator: Good day, ladies and gentlemen. Thank you for standing by and welcome to the Jiayin Group's Third Quarter 2023 Earnings Conference Call. Currently, all participants are in listen-only mode.

Operator: Good day, ladies and gentlemen. Thank you for standing by, and welcome to Jiayin Group Second Quarter 2023 Earnings Conference Call. Currently, all participants are in a listen-only mode.

Operator: Good day, ladies and gentlemen. Thank you for standing by. Welcome to the Jiayin Group First Quarter 2023 Earnings Conference Call. Currently, all participants are in listen-only mode.

As they say, money makes the world go around, and nowhere else is this truer than in the business world.

Operator: Good day, ladies and gentlemen. Thank you for standing by, and welcome to the Jiayin Group's Fourth Quarter 2022 Earnings Conference Call. As a reminder, we are recording today's call.

The time value of money is a basic financial concept that is taught in business schools worldwide. Simply put, a dollar today is worth more today than it will be worth tomorrow.

Investing in the stock market provides the chance for great returns and great losses depending on the nature of the bets made and the timing of the decision.

Operator: Good day, ladies and gentlemen. Thank you for standing by and welcome to the Jiayin Group's Third Quarter 2022 Earnings Conference Call. Currently, all participants are in listen-only mode.