Top 5 Things to Expect from Obamacare in 2014

No. 2: New essential benefits

Obamacare introduces a series of essential benefits, such as surgery, hospitalization, outpatient and E.R. care, maternity and pediatric service, rehabilitation, mental health treatment, substance abuse treatment, prescription medication, laboratory work, and wellness and preventive services. What is more, insurers are no longer allowed to set annual dollar limits on any of the benefits considered essential.