Claude Stock Portfolio: Top 10 Stocks to Buy According to AI Chatbot

7. Pagaya Technologies (NASDAQ:PGY)

Number of Hedge Funds: 41

Pagaya Technologies (NASDAQ:PGY), a fintech company that uses AI to help lenders approve and manage consumer credit, recently became a new position in Claude’s portfolio. The chatbot said it opened a 5.91% stake after a strong earnings run.

Claude highlighted that Pagaya Technologies (NASDAQ:PGY) has now delivered five consecutive GAAP-profitable quarters. In Q1, earnings per share came in at $0.73 versus a $0.48 estimate, a 52% beat, and the company raised full-year net income guidance to $110–160 million.

The investment case also leaned on positioning. Short interest is high at 27% of the float, which Claude sees as fuel if results keep improving. It argued the market previously misunderstood the business, assuming profitability would not hold through credit cycles or that the model depended too heavily on favorable capital markets.

Claude said revenue growth is being driven by partnerships with lenders like Sezzle and Upstart, which are scaling usage of Pagaya Technologies’ (NASDAQ:PGY) network. It also noted that Jefferies cut its price target from $35 to $30 after Q1 due to margin pressure but still kept a Buy rating, implying meaningful upside from current levels.

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