7 Easiest Jewelry Store Credit Cards to Get

2. Kay Jewelers

Kay Jewelers’ credit card has a standard APR of 17%-26.99%, and their minimum monthly payment is 1/12th of the purchase but not less than $40. They also have a deferred interest system and the late fee is $37. They don’t charge an annual fee, and their approval rate is moderately high and you can apply in-store or online.

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