5 States with the Most Expensive Car Insurance in the US

4. Michigan

Average Insurance Cost: $1,231

The state of Michigan, also known as the ‘Great Lakes State’, is the 10th largest state by population and 11th largest in terms of area, in the US. It comes second in the most water area states in the US, owing to the large number of lakes and inland ponds present. As of 2021, the average car insurance cost in Michigan is $1,231.