5 States with the Most Expensive Car Insurance in the US

In this article, we will be taking a look at the 5 States with the Most Expensive Car Insurance in the US. If you are interested in reading the detailed analysis of the auto insurance market, head straight to the 15 States with the Most Expensive Car Insurance in the US.

5. Washington D.C.

Average Insurance Cost: $1,190

Washington, D.C, is the capital city and the federal district of the United States. The city is host to some of the most significant buildings of the US federal government, such as the White House, the Capitol, and the Supreme Court. The average insurance cost for cars in Washington, D.C, is $1,190, as of 2021.

4. Michigan

Average Insurance Cost: $1,231

The state of Michigan, also known as the ‘Great Lakes State’, is the 10th largest state by population and 11th largest in terms of area, in the US. It comes second in the most water area states in the US, owing to the large number of lakes and inland ponds present. As of 2021, the average car insurance cost in Michigan is $1,231. 

3. Louisiana 

Average Insurance Cost: $1,232

Louisiana ranks 3rd on our list of the top 15 states with the most expensive car insurance in the US. It is the 20th largest state in the US by land and 25th largest in terms of population. As of 2021, the average car insurance cost in Louisiana is $1,232. 

2. New York 

Average Insurance Cost: $1,235

New York is the second most expensive state in the US for car insurance. New York State’s New York City is the most populated and global city in the US. The state is a cultural, financial, and entertainment hub with famous attractions including the Statue of Liberty and Times Square. As of 2021, the estimated average insurance cost for cars in New York is $1,235. 

1. New Jersey 

Average Insurance Cost: $1,266

New Jersey ranks number 1 on our list of the top 15 states with the most expensive car insurance in the US. As of 2021, the estimated cost for car insurance in the state of New Jersey is $1,266. It is famously known as the ‘Garden State’ owing to its natural beauty and people travel from far to visit New Jersey’s beaches and entertaining boardwalks.

You can also take a look at Top 15 CBI Programs for Tax Benefit  and 30 Most Technologically Advanced Countries Heading into 2024