5 Most Promising Fintech Stocks to Buy Now

In this article, we are going to look at the 5 Most Promising Fintech Stocks to Buy Now. For a longer list and more details on how we picked these stocks, you can go to 10 Most Promising Fintech Stocks to Buy Now.

5. Shopify Inc. (NASDAQ:SHOP)

Number of Hedge Fund Holders: 88

Shopify Inc. (NASDAQ:SHOP) is one of the most promising fintech stocks to buy now. On July 7, Bank of America reinstated coverage of Shopify Inc. (NASDAQ:SHOP) with a Buy rating and a $150 price target.

The research firm said that Shopify Inc. (NASDAQ:SHOP) is in a good position to benefit from the shift toward AI-driven agentic commerce. The price target is based on a 22 times 2027 estimated enterprise value-to-gross profit multiple, which is higher than the 18.1 times average for software companies.

The price target implies a 22 times 2027E enterprise value to gross profit multiple, a premium to the software peer group average of 18.1x. Analyst Tal Liani said Shopify Inc.’s (NASDAQ:SHOP) premium is justified because of the company’s faster revenue growth expectations. Bank of America expects the company’s revenue to increase 28.3% in 2026 and 24% in 2027, both above the average growth expected for its peers.

Analysts are debating whether AI could weaken Shopify Inc.’s (NASDAQ:SHOP) role in the commerce stack by moving discovery and transactions to AI-native interfaces. The firm believes these concerns about a possible “platform bypass” have contributed to the stock’s decline year-to-date, which has created “an attractive entry point.”

The analyst pointed out that “as discovery shifts to agentic interfaces, value accrues to the transaction and infrastructure layers, where Shopify is deeply embedded.”

Shopify Inc. (NASDAQ:SHOP) is a Canadian multinational commerce and financial technology company that offers an all-in-one e-commerce platform and a wide range of financial tools and services.