In this article we discuss the 5 best credit repair companies. If you want to read our detailed analysis of the finance industry, go directly to the 10 Best Credit Repair Companies.
1. Credit Saint
Credit Saint, an Oakland, New Jersey-based credit repair company, was founded in 2007. Credit Saint is accredited by Better Business Bureau and has an A+ rating for over 10 years.
Credit Saint offers three different packages for clients with different levels of services. They have monthly costs ranging from $79 to $119.99 and their first work fee ranges from $99 to $195.
For simple credit repair needs, they offer ‘Credit Polish’ with an affordable monthly fee of $79.99. If you have only a few negative items on your credit report, credit polish will suffice. In credit polish they dispute up to 5 inaccuracies per month.
Clean Slate with $195 as first work fee and $119.99 per month fee is their most comprehensive and most expensive package. In Clean Slate, the company offers you to challenge an unlimited number of inaccurately reporting items per dispute cycle along with score tracker, creditor interventions, and inquiry targeting.
Their most compelling feature is a 90-day money-back guarantee. If they don’t succeed in getting the negative items removed from your credit report within 90 days, you can ask for a full refund.