5 Best Cheap Car Insurance in New Jersey for 2024

3. NJM Insurance Group

Annual Rate: $1,626

NJM Insurance stands out as a highly recommended choice for those seeking affordable insurance options in New Jersey. Not only does NJM offer auto insurance products in multiple states, but it also boasts an impressive A+ financial strength rating from AM Best, indicating strong financial stability and reliability. Customer satisfaction is a top priority for NJM, as evidenced by its high 4.7-star rating out of 5.0 on Trustpilot. In fact, NJM ranked fourth for customer satisfaction in the mid-Atlantic region according to the latest J.D. Power Auto Insurance Study. This recognition underscores NJM’s commitment to providing exceptional service and support to its policyholders.

In terms of coverage options, NJM offers standard plans that cater to the needs of most drivers. Additionally, they provide optional policies such as gap insurance, transportation expense coverage, and roadside assistance, allowing customers to tailor their coverage to suit their specific requirements. All these factors combined make NJM Insurance a compelling choice for individuals seeking reliable and affordable insurance options in New Jersey.