5 Best Cheap Car Insurance in New Jersey for 2024

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This article looks at the 5 Best Cheap Car Insurance in New Jersey for 2024. If you wish to check out our detailed analysis on the Best Cheap Car Insurance in New Jersey for 2024, you may go to 10 Best Cheap Car Insurance in New Jersey for 2024.

5. Mercury General Corporation (NYSE:MCY)

Annual Rate: $1,803

Mercury Insurance (NYSE:MCY) is recognized as one of the top affordable insurance companies in New Jersey for several reasons. With more than 60 years of experience and a strong presence in California, Mercury has expanded its services to ten additional states, including New Jersey. They offer a wide range of comprehensive car insurance options that can be conveniently purchased online or over the phone. Mercury Insurance (NYSE:MCY) sets itself apart with its RealDrive discount, which provides extra savings to drivers who predominantly stay close to home. This discount is particularly appealing to individuals who primarily use their vehicles for local commuting.

Additionally, Mercury offers personal injury protection, a comprehensive coverage option that may not be available from all insurers. While Mercury may not be the ideal choice for drivers seeking accident forgiveness or diminishing deductibles, it remains an excellent option for those who prioritize affordable coverage. It is important for individuals to conduct proper research and analysis to determine if Mercury Insurance aligns with their specific needs.

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