On December 11, Reuters reported that Wealthfront, an automated digital wealth management firm, raised $486 million in its initial public offering to round off a solid year for fintech flotations in New York. The Palo Alto, California-based company joins other big fintech names that have gone public in 2025. These include US digital bank Chime Financial, Inc. (NASDAQ:CHYM) and Swedish firm Klarna Group plc (NYSE:KLAR), both of which went public earlier in the year.
Founded in 2008 by Andy Rachleff and Dan Carroll, Wealthfront offers automated tools like cash accounts, ETF and bond investing, trading, and low-cost loans. It pioneered automation for low-cost investment portfolios and added artificial intelligence to its financial planning software.
On December 12, Wealthfront listed on Nasdaq under the ticker “WLTH.” Underwriters for the offering included Goldman Sachs, JP Morgan, and Citigroup. According to Reuters, the shares opened flat on December 12, Friday, which valued the company at $2.63 billion on a fully diluted basis.
Investors stayed selective amid a crowded fintech listing. IPOX research analyst Lukas Muehlbauer said:
“While several high-profile deals saw strong first-day returns, the broader aftermarket performance for large fintech deals was mixed.”
Fintech issuance has begun to rebound after a sharp post-pandemic slowdown. In 2025, so far, approximately 10 fintech IPOs in the Americas have raised over $6.5 billion. This is up from $148 million in 2022, per Dealogic data.
With this in mind, let’s take a look at the 14 most promising fintech stocks to invest in.
Our Methodology
To compile our list of the 14 most promising fintech stocks to invest in, we looked for the biggest fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of the best fintech stocks. Next, we focused on the top 14 most promising stocks most favored by institutional investors. Data for the hedge fund sentiment surrounding each stock was taken from Insider Monkey’s Q3 2025 database of 978 elite hedge funds. Finally, the 14 most promising fintech stocks to invest in were ranked in ascending order based on the number of hedge funds holding stakes in them as of Q3 2025.
Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 427.7% since May 2014, beating its benchmark by 264 percentage points (see more details here).
14 Most Promising Fintech Stocks to Invest In
14. Toast, Inc. (NYSE:TOST)
Number of Hedge Fund Holders: 56
Toast, Inc. (NYSE:TOST) is one of the most promising stocks in the fintech industry to invest in. On December 4, UBS reiterated its Buy rating on Toast, Inc. (NYSE:TOST) with a price target of $50.
On December 4, JPMorgan also upgraded its rating on Toast, Inc. (NYSE:TOST) to Overweight. JPMorgan believes 2026 will mark a fresh start for payments and fintech stocks. The firm noted that 2025 was the sector’s worst year in 15 years, aside from the COVID surprise. JPMorgan pointed out that slow growth and worries of “commoditization and uncertain ROI” hurt sentiment in 2025 and that it is “happy to flush 2025.”
The research firm says that it is “going back to basics” for 2026 with a focus on companies with pricing power, solid margins, and strong front-book momentum. JPMorgan analyst Tien-tsin Huang noted that Toast, Inc. (NYSE:TOST) is one of the names that scores best under this framework. The firm said it has “been eagerly waiting for the right time to take a seat at the Toast table.” JPMorgan highlighted the stock’s year-to-date decline, even as estimates rose 27%.
JPmorgan expects Toast, Inc. (NYSE:TOST) to sustain “top decile growth” as a leader in software-led payments. The firm pointed to its rule of 54% for 2026.
Earlier on December 1, BNP Paribas Exane had also upgraded Toast, Inc. (NYSE:TOST) from Neutral to Outperform and kept the price target at $40.
Toast, Inc. (NYSE:TOST) is an American company that offers financial technology solutions and restaurant management software. It provides a cloud-based, all-in-one digital technology platform designed for the restaurant industry, offering software and financial technology solutions that help restaurants across point of sale, payments, operations, digital ordering and delivery, marketing and loyalty, and team management.
13. Grab Holdings Limited (NASDAQ:GRAB)
Number of Hedge Fund Holders: 59
Grab Holdings Limited (NASDAQ:GRAB) is one of the most promising stocks in the fintech industry to invest in. On December 9, Benchmark reaffirmed its Buy rating on Grab Holdings Limited (NASDAQ:GRAB). This update came after a virtual non-deal roadshow with the company’s investor relations team, which confirmed a positive outlook for fiscal year 2026.
Benchmark pointed out that Grab Holdings Limited (NASDAQ:GRAB) is aiming for sustained growth in its core Deliveries and Mobility segments. The company is also looking to maintain stable incentive levels, which shows good operational efficiency.
The research firm pointed to Grab Holdings Limited’s (NASDAQ:GRAB) Fintech business as a possible key driver for margins. It has plans to accelerate growth in its loan book with a clear path to profitability. Breakeven is expected next year. Benchmark attributed the recent weakness in Grab Holdings Limited’s (NASDAQ:GRAB) stock price to profit-taking in high-beta outperformers and the company’s cautious guidance. It is not because of any fundamental business worries.
Benchmark sees this weakness as an attractive chance to invest. It is a good opportunity for investors wanting exposure to emerging markets in the fiscal year 2026 portfolios. The research firm expects Grab Holdings Limited’s (NASDAQ:GRAB) efforts to make services more affordable to boost user adoption and market reach.
Grab Holdings Limited (NASDAQ:GRAB) offers a superapp in Southeast Asia, providing services across deliveries, mobility, and digital financial services. The company serves over 800 cities in Cambodia, Indonesia, Malaysia, Myanmar, the Philippines, Singapore, Thailand, and Vietnam.
12. Affirm Holdings, Inc. (NASDAQ:AFRM)
Number of Hedge Fund Holders: 60
Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the most promising stocks in the fintech industry to invest in. On December 9, Susquehanna reaffirmed its Buy rating on Affirm Holdings, Inc. (NASDAQ:AFRM) with a price target of $105.
On December 9, Wolfe Research initiated coverage on Affirm Holdings, Inc. (NASDAQ:AFRM), giving the stock a Peerperform rating and a year-end 2026 fair value range of $72-$82. The research firm expects the company’s fiscal year 2026 revenue less transaction costs (RLTC) to reach $1.95 billion, which is a little more than the Street consensus of $1.92 billion.
Wolfe Research noted that Affirm Holdings, Inc. (NASDAQ:AFRM) has made good progress on profitability and growth in key initiatives like 0% APR installment loans, Affirm Card, and international expansion. However, the firm is waiting for “a more attractive entry point before becoming incrementally constructive.”
Previously, on December 4, Freedom Capital Markets also began coverage of Affirm Holdings, Inc. (NASDAQ:AFRM), assigning the stock a Buy rating with a $90 price target. Freedom Capital sees the company as the top provider of Buy Now, Pay Later (BNPL) payment options for US consumers. Affirm Holdings, Inc. (NASDAQ:AFRM) also has plans to expand internationally.
The research firm pointed out that the company has seen strong US market share growth, which has led to GAAP profitability in the last three quarters. Freedom Capital views Affirm Holdings, Inc. (NASDAQ:AFRM) as a “+mid-20s grower” that offers high-20s adjusted operating income margins and room for further growth.
Affirm Holdings, Inc. (NASDAQ:AFRM) is an American financial technology company that offers buy now, pay later (BNPL) solutions. The company’s platform includes point-of-sale payment options, a consumer app, the Affirm Card, and merchant services.
11. Block, Inc. (NYSE:XYZ)
Number of Hedge Fund Holders: 64
Block, Inc. (NYSE:XYZ) is one of the most promising stocks in the fintech industry to invest in. On December 10, RBC Capital analyst Daniel Perlin reaffirmed a Buy rating on Block, Inc. (NYSE:XYZ) with a price target of $90.
Earlier, on December 8, TD Cowen maintained its Buy rating on Block, Inc. (NYSE:XYZ) with a $91 price target. The research firm called Block, Inc. (NYSE:XYZ) its “Best Idea for 2026.” TD Cowen pointed to the company’s potential for mid-teens growth in gross profit over the medium term. This is supported by initiatives in both the company’s Cash App and Square business units.
The firm also noted that Block, Inc. (NYSE:XYZ) is aiming for a 3-year compound annual growth rate of 30% for both earnings per share and cash flow. This makes it appealing for long-term investors. TD Cowen noted that the stock represents the deepest discount to historical averages in its fintech and payments covering as Block, Inc. (NYSE:XYZ) is currently trading at about 9.5 times its fiscal year 2026 EBITDA.
While macroeconomic concerns remain, the company has shown “clean execution” in 2025. TD Cowen believes that this demonstrates that Block, Inc. (NYSE:XYZ) is on its path to improved consistency. The research firm also expects this to fix the stock’s current mispricing.
With early signs of progress showing in 2025, TD Cowen is confident that Block, Inc. (NYSE:XYZ) has enough “self-help” measures to hit its 2026-2028 targets.
Block, Inc. (NYSE:XYZ) is an American financial technology company that offers a range of financial products and services to consumers and merchants.
10. Coinbase Global, Inc. (NASDAQ:COIN)
Number of Hedge Fund Holders: 73
Coinbase Global, Inc. (NASDAQ:COIN) is one of the most promising stocks in the fintech industry to invest in. On December 12, CNBC reported that Coinbase Global, Inc. (NASDAQ:COIN) is getting ready to launch its in-house prediction market powered by Kalshi, based on a source close to the matter. This step will allow the company to strategically expand the asset classes available on its crypto exchange at a time when investors are shifting away from digital assets.
The source noted that Coinbase Global, Inc. (NASDAQ:COIN) and Kalshi will formally announce the prediction market “soon,” maybe as early as next week. The partnership is not exclusive. However, Kalshi will be the only prediction market operator working with Coinbase Global, Inc. (NASDAQ:COIN) at launch.
Rumors about this launch started almost a month ago. On November 18, Silicon Valley researcher Jane Manchun Wong posted a screenshot on X. It showed what looked like Coinbase Global, Inc.’s (NASDAQ:COIN) prediction markets dashboard.
The Information reported on November 19 that the company plans to introduce Kalshi-powered prediction markets at its “Coinbase System Update” event on December 17. On December 11, Bloomberg reported that Coinbase Global, Inc. (NASDAQ:COIN) would also unveil a tokenized stock offering at the event.
These upcoming launches show Coinbase Global, Inc.’s (NASDAQ:COIN) aim to become an “everything exchange” for all kinds of assets, including crypto tokens, tokenized stocks, and even contracts. In May, CEO Brian Armstrong shared this vision with investors, noting that Coinbase is looking to become a leading financial services app within the next decade. As it pushes forward, Coinbase Global, Inc. (NASDAQ:COIN) faces growing competition from rivals.
Coinbase Global, Inc. (NASDAQ:COIN) is an American company that operates a platform for people and institutions to engage with crypto. It allows users to buy, sell, transfer, trade, stake, and store cryptocurrency assets.
9. Robinhood Markets, Inc. (NASDAQ:HOOD)
Number of Hedge Fund Holders: 77
Robinhood Markets, Inc. (NASDAQ:HOOD) is one of the most promising stocks in the fintech industry to invest in. On December 11, Cantor Fitzgerald lowered its price target on Robinhood Markets, Inc. (NASDAQ:HOOD) from $155 to $152 but kept an Overweight rating on the stock.
This update comes after the company announced that it has entered into agreements to acquire PT Buana Capital Sekuritas, an Indonesian brokerage, and PT Pedagang Aset Kripto, a licensed Indonesian digital financial asset trader. These agreements will allow Robinhood Markets, Inc. (NASDAQ:HOOD) to enter into Indonesia, a major crypto hub in Southeast Asia and also accelerate the company’s global expansion.
Indonesia is one of the world’s leading adopters of cryptocurrency. The country also has supportive regulations and a young, tech-savvy population. This makes Indonesia an attractive market for US companies like Robinhood Markets, Inc. (NASDAQ:HOOD) that are looking to expand in Asia. The country has more than 19 million capital markets investors and 17 million crypto investors, making it a compelling market for equities and crypto trading.
Cantor Fitzgerald sees these acquisitions as Robinhood Markets, Inc.’s (NASDAQ:HOOD) way to grow its total addressable market. The company is looking to speed up its international expansion. Based on the company’s projections, the deals are expected to close in the first half of 2026.
Robinhood Markets, Inc. (NASDAQ:HOOD) is an American financial services and technology company that allows users to invest in stocks, options, futures, and cryptocurrencies through its platform.
8. Fiserv, Inc. (NASDAQ:FISV)
Number of Hedge Fund Holders: 83
Fiserv, Inc. (NASDAQ:FISV) is one of the most promising stocks in the fintech industry to invest in. On December 10, Mizuho Securities reaffirmed its Buy rating on Fiserv, Inc. (NASDAQ:FISV) with a price target of $110.
However, on December 4, JPMorgan downgraded its rating on Fiserv, Inc. (NASDAQ:FISV) from Overweight to Neutral while keeping the price target at $85. The research firm sees 2026 as an important year for the company to prove itself and invest. JPMorgan believes “a lot can go right,” but “a lot can disappoint too.” The firm plans to watch from the sidelines into 2026.
On December 2, UBS reiterated its Neutral rating on Fiserv, Inc. (NASDAQ:FISV) with a price target of $75. The firm’s analyst noted that the company expects its full-year margins to fall by about 200 basis points. It also forecasts a decline in fourth-quarter margins of 750-800 basis points.
Fiserv, Inc.’s (NASDAQ:FISV) Financial Solutions segment is not expected to see any big margin shifts from Q3 to Q4. It has already seen a decline of about 500 basis points in Q3 2025. Merchant Solutions’ margins shrank by about 400 basis points in Q3, excluding an $89 million gain in Merchant operating expenses. Q4 2025 is expected to bring more challenges for this segment, mainly from lower high-margin revenue in Clover pricing and data sales.
Fiserv, Inc. (NASDAQ:FISV) is a global financial technology and payments company that offers solutions for banking, merchant acquiring, global commerce, billing and payments, and point-of-sale.
7. PayPal Holdings, Inc. (NASDAQ:PYPL)
Number of Hedge Fund Holders: 86
PayPal Holdings, Inc. (NASDAQ:PYPL) is one of the most promising stocks in the fintech industry to invest in. On December 12, Baird downgraded PayPal Holdings, Inc. (NASDAQ:PYPL) from Outperform to Neutral and lowered the price target from $83 to $66. The firm pointed to “uneven” transaction volumes in the fourth quarter.
Baird also sees another investment cycle ahead in 2026. Additionally, the research firm pointed out that broader platform improvements have unclear timing. Baird believes that this means a “clearing event” for PayPal Holdings, Inc. (NASDAQ:PYPL) is less likely in the short term. The firm’s analyst noted that shares will likely stay range-bound until the company posts market share gains.
On December 11, BofA Securities also downgraded PayPal Holdings, Inc. (NASDAQ:PYPL) from Buy to Neutral and cut its price target from $93 to $68. BofA believes the company’s efforts to revitalize growth in the core branded business are moving slower than previously expected. This limits short-term stock upside. The research firm had previously expected that product innovation and an upgraded checkout experience would increase PayPal button usage across merchant websites. However, according to BofA’s analysis, Q4 will see a drop in branded checkout growth and 2026 is now set to be an investment year for PayPal Holdings, Inc. (NASDAQ:PYPL).
The research firm likes the company’s base of more than 400 million consumer and merchant accounts. It also sees the faster innovation under new management as a positive. Despite this, BofA believes the risk-reward balance now looks neutral.
PayPal Holdings, Inc. (NASDAQ:PYPL) is a global financial technology company that operates an online payment system and offers digital payments to consumers and merchants. The company provides online payment solutions in about 200 markets.
6. Shopify Inc. (NASDAQ:SHOP)
Number of Hedge Fund Holders: 91
Shopify Inc. (NASDAQ:SHOP) is one of the most promising stocks in the fintech industry to invest in. On December 11, Citizens reaffirmed its Market Outperform rating on Shopify Inc. (NASDAQ:SHOP) with a price target of $185. This update came after the company released its Shopify ‘26 Winter Editions update.
This biannual product update arrived packed with more than 150 new features and enhancements that are designed to improve efficiency, personalization and innovation for merchants as they build, design, and grow their businesses.
These new updates include artificial intelligence features. Citizens pointed out Shopify Inc.’s (NASDAQ:SHOP) AI integration across commerce improves the merchant experience with smarter tools, automation, and easier platform use. The research firm highlighted that “agentic commerce” is helping the company expand where merchants can reach customers. This should help lead to bigger market share and growth in gross merchandise volume for e-commerce merchants.
Citizens shared that it is confident about Shopify Inc.’s (NASDAQ:SHOP) growth as it has leading positions in online, offline, and B2B commerce. The research firm believes that the company can continue gaining share in the e-commerce market, which is valued at more than $6 trillion. International expansion represents an additional growth opportunity for the company.
Shopify Inc. (NASDAQ:SHOP) is a Canadian multinational commerce and financial technology company that offers a platform for e-commerce and a range of financial tools for merchants. This allows the company to offer an all-in-one e-commerce platform to start, run, and grow a business.
5. Intuit Inc. (NASDAQ:INTU)
Number of Hedge Fund Holders: 96
Intuit Inc. (NASDAQ:INTU) is one of the most promising stocks in the fintech industry to invest in. On November 21, Stifel reiterated its Buy rating on Intuit Inc. (NASDAQ:INTU) with a price target of $800 after the company reported stronger-than-expected results for the first quarter of fiscal 2026.
Credit Karma beat expectations by $70 million because of strong consumer loan and credit card activity. Intuit Inc.’s (NASDAQ:INTU) Global Business Services (GBS) segment also contributed $55 million above forecasts as Payments and Payroll kept seeing strong growth despite economic moderation.
This performance led to a revenue beat of about 400 basis points. Intuit Inc. (NASDAQ:INTU) slightly raised its Q2 outlook and maintained its full-year guidance. Stifel sees a strong second half for the company’s fiscal year. TurboTax Live is gaining market share and this should generate strong upside within the tax business. The firm also expects GBS to continue growing in the mid-to-upper teens range, supported by healthy service usage and progress in its upmarket transition. Stifel sees Intuit Inc. (NASDAQ:INTU) as one of its “top large-cap picks.”
On November 21, Evercore ISI also reaffirmed its Outperform rating on Intuit Inc. (NASDAQ:INTU) with a price target of $875 following the company’s earnings report. The research firm noted that 2.8 million customers are using Intuit Inc.’s (NASDAQ:INTU) agentic offerings, and these services are continuing to gain traction. Evercore expects this should help increase average revenue per customer over time. The research firm continues to see Intuit Inc. (NASDAQ:INTU) as a “top pick” heading into 2026.
Intuit Inc. (NASDAQ:INTU) is an American multinational financial technology and business software company that offers a wide range of products and services.
4. Nu Holdings Ltd. (NYSE:NU)
Number of Hedge Fund Holders: 99
Nu Holdings Ltd. (NYSE:NU) is one of the most promising stocks in the fintech industry to invest in. On December 4, TipRanks reported that Goldman Sachs analyst Tito Labarta reaffirmed a Buy rating on Nu Holdings Ltd. (NYSE:NU) with a price target of $21.
Earlier, on November 25, BofA Securities increased its price target on Nu Holdings Ltd. (NYSE:NU) from $16 to $18 and reiterated a Neutral rating on the stock. This update came after investor meetings in New York and Boston with the company’s Investor Relations Officer, Guilherme Souto, who shared an optimistic view of the company’s business.
BofA Securities noted that the company’s AI initiatives are supporting the re-acceleration of growth in Brazil while also managing risks. The research firm believes this is valuably extending Nu Holdings Ltd.’s (NYSE:NU) first growth curve.
Additionally, BofA Securities pointed out that the company’s operations in Mexico have hit a key turning point, shifting from building up to scaling up. This is the second growth curve for Nu Holdings Ltd. (NYSE:NU).
The research firm noted that the company has applied for a US national bank charter, which could be a transformational opportunity. According to BofA Securities, this could possibly represent the third growth curve for Nu Holdings Ltd. (NYSE:NU). The company’s management is still focused on growing its operations in Brazil and Mexico in the short and medium term.
Nu Holdings Ltd. (NYSE:NU) is a financial technology company that operates a digital banking platform. The company has a fully digital model and offers a wide range of financial services to customers in Brazil, Mexico, and Colombia.
3. MercadoLibre, Inc. (NASDAQ:MELI)
Number of Hedge Fund Holders: 109
MercadoLibre, Inc. (NASDAQ:MELI) is one of the most promising stocks in the fintech industry to invest in. On December 10, MercadoLibre, Inc. (NASDAQ:MELI) and Agility Robotics announced a commercial agreement. Agility Robotics is the creator of the leading humanoid robot called Digit.
This agreement will bring Agility Robotics’ Digit humanoid robot into MercadoLibre, Inc.’s (NASDAQ:MELI) facility in San Antonio, Texas. Initially, Digit will help with tasks that support commerce fulfillment.
MercadoLibre, Inc. (NASDAQ:MELI) and Agility Robotics also plan to find more use cases where AI-powered humanoids can support and add value to logistics operations in MercadoLibre, Inc.’s (NASDAQ:MELI) warehouses across Latin America.
The main goal here is to automate jobs that are hard to recruit for, especially those that are extremely repetitive and physically difficult. This could help improve safety for the company’s workers and also reduce labor gaps. By using robots and automating these tasks, MercadoLibre, Inc. (NASDAQ:MELI) hopes to increase productivity and allow employees to focus on more value-added work.
In other news, on December 5, TipRanks reported that Citi analyst Joao Soares reiterated a Buy rating on MercadoLibre, Inc. (NASDAQ:MELI). The research firm has a price target of $2,500 on the stock.
On December 3, TipRanks reported that BTIG analyst Marvin Fong reaffirmed a Buy rating on MercadoLibre, Inc. (NASDAQ:MELI) with a price target of $2750.00.
MercadoLibre, Inc. (NASDAQ:MELI) is the leading e-commerce and financial technology company in Latin America with a presence in 18 countries.
2. Mastercard Incorporated (NYSE:MA)
Number of Hedge Fund Holders: 136
Mastercard Incorporated (NYSE:MA) is one of the most promising stocks in the fintech industry to invest in. On December 7, HSBC upgraded its rating on Mastercard Incorporated (NYSE:MA) from Hold to Buy and increased the price target from $598 to $633. The research firm noted that the stock’s weak performance has made it a good time to invest in it.
The analysts at HSBC pointed out that the optimistic outlook on Mastercard Incorporated (NYSE:MA) is supported by the company’s strong financial results and attractive stock valuation. The firm expects the company to achieve low double-digit revenue growth and mid-teen earnings per share growth. HSBC expects this growth despite some challenges from Capital One’s debit migration. The firm highlighted that strong demand for Mastercard Incorporated’s (NYSE:MA) services and faster growth in markets outside of the US are helping the company.
In other news, on November 24, Reuters reported that Mastercard Incorporated (NYSE:MA) and L’Oreal are introducing a joint business card aimed at beauty salon operators in Latin America and the Caribbean. The new card, which will be called the L’Oréal Mastercard BusinessCard, is designed to support beauty professionals and entrepreneurs.
According to the report, the card will first be launched in Mexico through the corporate card provider Clara. Mastercard Incorporated (NYSE:MA) and L’Oreal plan to expand this card to other markets in Latin America and the Caribbean with more financial partners.
Mastercard Incorporated (NYSE:MA) is an American multinational financial services company that provides transaction processing and payment-related products and services to individuals, businesses, and organizations worldwide.
1. Visa Inc. (NYSE:V)
Number of Hedge Fund Holders: 179
Visa Inc. (NYSE:V) is one of the most promising stocks in the fintech industry to invest in. On December 7, HSBC upgraded its rating on Visa Inc. (NYSE:V) from Hold to Buy and raised its price target from $335 to $389. The firm said that the stock’s underperformance has created an attractive entry point.
HSBC analysts noted that Visa Inc.’s (NYSE:V) strong financial performance and good valuation support the firm’s positive stance on the company. The research firm expects Visa Inc. (NYSE:V) to see about 10% annual growth in net revenue and low double-digit growth in earnings per share through 2027. HSBC prefers Visa Inc. (NYSE:V) because it has a lower valuation multiple compared to peers and the company’s services and commercial payments units offer meaningful long-term upside.
Previously, on December 4, TipRanks reported that JPMorgan expects payments and fintech stocks to see a reset in 2026 after a tough 2025. JPMorgan analysts mentioned in a note to clients that they are “happy to flush 2025” and noted that slower growth and concerns about fintech returns on investment weighed heavily on share prices this year.
Despite this, the research firm is optimistic about 2026 and pointed out that Visa Inc. (NYSE:V) is its “top overall pick” in the fintech industry for the coming year. JPMorgan highlighted that the company “checks all the boxes” for a strong setup heading into 2026.
Visa Inc. (NYSE:V) is an American multinational digital payments company that provides a wide range of payment products and payment processing to facilitate electronic payments in over 200 countries and territories.
While we acknowledge the potential of V as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and have limited downside risk. If you are looking for an AI stock that is more promising than V and that has a 100x upside potential, check out our report about the cheapest AI stock.
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