10 Best Places to Retire in Florida On The Water

9. St. Johns

Score: 6

Median house price: $229,700

Millage rate: 15,95

Cost of living index: 113.3

Water out of total area: 26.9%

With a population of over 190,000 people, St. Johns is a nice place to retire to, being one of the two original counties that were created once Florida was ceded to the United States, its history going back to 1821. The median age in the county is 42.2 years, while the unemployment rate is 4.6 percent, well under the national average of 6.3 percent.

The median home price in the area is $229,700 which is quite high, but many believe it is justified by the way the town looks, the local economy and all the things you can do here, including the arts and culture circles. The cost of living index here is also a bit high, namely 113.3, but it’s not exactly terrible.

26.9 percent of the county’s territory is made out of water so there’s plenty of places to chose from, if you are really eager to find the place on the water.