Instuitional Investor - Charter Trust Co

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Sector Spdr Trust	XLB	471,736	$119,457,707	7.64%
2.	Ishares Trust	IEF	105,249	$65,349,104	4.18%
3.	Ishares Trust	IEF	595,678	$59,091,258	3.78%
4.	Eli Lilly & Co	LLY	74,974	$58,444,482	3.74%
5.	Apple Inc.	AAPL	244,654	$50,195,661	3.21%