What Makes MVB Financial (MVBF) a Good Long-Term Bet?

Diamond Hill Capital, an investment management company, released its “Small Cap Strategy” fourth-quarter 2025 investor letter. A copy of the letter can be downloaded here. The fourth quarter posted another period of favorable gains for equity markets, with the Russell 2000 Index returning 2.19%, roughly in line with the Russell 1000 Index’s 2.41% gain. Health care (+18.6%) emerged as the best-performing sector in the Russell 2000 Index. Heightened uncertainty and geopolitical risks contributed to a mixed market environment in 2025 and Q4, yet the Russell 2000 Index still posted a 12.81% gain for the year. Heading into 2026, the firm continues to focus on resilient businesses that can sustain earnings in a volatile landscape. The Strategy returned 4.88% (net of fees) in the quarter compared to the Russell 2000 Index’s 2.19% gain. Please review the Strategy’s top five holdings to gain insights into their key selections for 2025.

In its fourth-quarter 2025 investor letter, Diamond Hill Small Cap Strategy highlighted stocks such as MVB Financial Corp. (NASDAQ:MVBF). MVB Financial Corp. (NASDAQ:MVBF) is a bank holding company for MVB Bank, Inc, that offers financial services to individuals and corporate clients. On February 4, 2026, MVB Financial Corp. (NASDAQ:MVBF) stock closed at $28.72 per share. MVB Financial Corp. (NASDAQ:MVBF) delivered a 9.91% return in the past month, and its shares are up 46.16% over the past twelve months. MVB Financial Corp. (NASDAQ:MVBF) has a market capitalization of $365.376 million.

Diamond Hill Small Cap Strategy stated the following regarding MVB Financial Corp. (NASDAQ:MVBF) in its fourth quarter 2025 investor letter:

“MVB Financial Corp. (NASDAQ:MVBF) is a banking-as-a-service (BaaS) provider with a five-branch community banking franchise in West Virginia. Following headwinds that stifled growth for fintech-focused banks and broader industry challenges over the last few years, MVB now has a rich pipeline of fintech partners that should support growth long term.”

MVB Financial Corp. (MVBF): Insider Were Buying In Q1 2025

MVB Financial Corp. (NASDAQ:MVBF) is not on our list of 30 Most Popular Stocks Among Hedge Funds. According to our database, 6 hedge fund portfolios held MVB Financial Corp. (NASDAQ:MVBF) at the end of the third quarter, up from 5 in the previous quarter. While we acknowledge the risk and potential of MVB Financial Corp. (NASDAQ:MVBF) as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than MVB Financial Corp. (NASDAQ:MVBF) and that has 10,000% upside potential, check out our report about this cheapest AI stock.

In addition, please check out our hedge fund investor letters Q4 2025 page for more investor letters from hedge funds and other leading investors.

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Disclosure: None. This article is originally published at Insider Monkey.