Is UP Fintech Holding Limited (TIGR) A Good Stock To Buy Now?

Is TIGR a good stock to buy? We came across a bullish thesis on UP Fintech Holding Limited on Value Degen’s Substack by Unemployed Value Degen. In this article, we will summarize the bulls’ thesis on TIGR. UP Fintech Holding Limited’s share was trading at $4.7200 as of June 9th. TIGR’s trailing P/E was 7.68 according to Yahoo Finance.

UP Fintech Holding Limited (TIGR) is emerging as one of the strongest growth-oriented digital brokerage platforms in Asia, with a rapidly expanding presence across Singapore and Hong Kong. The company ended 2025 with approximately 1.25 million funded accounts, over $60 billion in assets under management, and roughly 26 million options and futures contracts traded during the year.

Read More: 15 AI Stocks That Are Quietly Making Investors Rich

Read More: Undervalued AI Stock Poised For Massive Gains: 10000% Upside Potential

Growth across key metrics remains exceptional, with funded accounts increasing 15% year over year, AUM rising 45%, and derivatives trading volume surging 41%, materially outpacing many peers. Despite having fewer accounts than competitors like Webull, TIGR’s customer base appears significantly higher quality and more profitable, reflected in its superior AUM base and stronger monetization trends. Financial performance has inflected meaningfully as the company benefits from economies of scale, with 2025 revenue increasing 56% to $612 million while net income nearly tripled to $170 million.

Yet, the company trades at only 1.84x sales and roughly 7x trailing earnings, representing a steep discount to peers such as FUTU, Interactive Brokers, and Webull. TIGR also maintains an exceptionally strong balance sheet with nearly $750 million in cash, giving it substantial flexibility for expansion, acquisitions, or shareholder returns.

Founder Tianhua Wu retains voting control, aligning leadership with long-term execution, while strategic investments from Xiaomi and Interactive Brokers enhance credibility and industry positioning. With Asian retail investors increasingly shifting from real estate toward capital markets, TIGR appears well positioned to benefit from both secular growth and cyclical trading tailwinds.

Based on the provided outlook, UP Fintech Holdings (TIGR) has a price target of over $20 by the end of 2028, implying substantial upside potential from current levels.

Previously, we covered a bullish thesis on Interactive Brokers Group, Inc. (IBKR) by Chit Chat Stocks’ Substack in May 2025, which highlighted IBKR’s strong financials, technological edge, and steady account growth. IBKR’s stock price has appreciated by approximately 64.68% (adjusted for stock split) since our coverage. Unemployed Value Degen shares a similar view but emphasizes TIGR’s higher growth Asian brokerage expansion, valuation gap, and sharper earnings inflection versus IBKR’s mature compounding profile.

UP Fintech Holding Limited is not on our list of the 40 Most Popular Stocks Among Hedge Funds. As per our database, 16 hedge fund portfolios held TIGR at the end of the first quarter which was 19 in the previous quarter. While we acknowledge the risk and potential of TIGR as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than TIGR and that has 10,000% upside potential, check out our report about this cheapest AI stock.

Disclosure: None. 

1281292 - 11759070 - 1