Chicago Atlantic REIT Declares Dividend Following Strong Earnings and Restructuring

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) is among our list of 10 best low risk dividend paying stocks for June 2025.

The company claims strong performance against peers and announced successful loan restructuring in its 2025 first quarter earnings call, before unveiling a cash dividend for the second quarter.

Chicago Atlantic REIT Declares Dividend Following Strong Earnings and Restructuring

The skyline of a major metropolitan center, dotted with commercial real estate properties.

Based in Florida, Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) is a leading mortgage REIT in the market. The company utilizes significant real estate, credit, and cannabis expertise to offer senior secured loans. The primary focus is on state-licensed cannabis operators in limited-license states in the U.S.

On May 7, 2025, the company conducted its first quarter earnings call. As part of the call, the company reported that since its inception, it has outperformed all the exchange-listed mortgage rates by 51% to 55%, with respect to median and average total return. It has also announced the successful completion of the restructuring of loan number nine, which involved foreclosing assets, acquiring new senior secured loans, and bringing previously non-operational dispensaries back online. The restructuring could potentially lead to a reversal of $1.2 million in CECL reserves related to this loan.

Later, on June 16, 2025, following these developments, the company announced a regular quarterly cash dividend of $0.47 per share for the second quarter of 2025.

With a beta of 0.31 and a dividend yield of 13.28%, Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) offers an income both attractive and less volatile. Investors purchasing the stock before June 30, 2025, will qualify for the next dividend payout.

While we acknowledge the potential of REFI as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you’re looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

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